Business Insurance Calgary

Protect your business and meet all your Calgary insurance needs online, within minutes.

Making Insurance Effortless

APOLLO is Canada’s only place to buy insurance fully online, 24/7.

It takes only a few minutes to process and get your proof of insurance.

Payments are easy, monthly, and manageable.

Industry-Specific Insurance for All Types of Businesses

A few examples of our fast and affordable options.

Construction worker holding building drawings on site

Builder’s Risk

For protection working on private or commercial property.

Personal Trainer working out by doing lunges with a client

Personal Trainers

Covering you while you coach.

Woman working at her computer

Accountants

Protecting you while you balance your business.

Yoga instructor

Yoga Instructors

For flexible coverage as you teach.

Contractors

To protect your practice as you build it.

Woman having a facial at the spa

Beauty Services

Taking care of your business as you take care of clients.

To be a small business owner or entrepreneur takes courage, dedication, and a lot of hard work.

We know that your small business is unique, and we’ve created insurance products that match your needs.

Most people know Calgary, Alberta as the centre of Canada’s energy industry, the closest metropolitan centre to the Rocky Mountains, and home of the world-renowned Calgary Stampede. Calgary is those things and more.

Calgary provides the freedom to define your career and what it means to be a professional, with a deep-rooted entrepreneurial spirit, passionate dedication to innovation, and a “work hard, play hard” mentality.

Whether you are a new graduate, a professional at the top of your career, or someone looking for a change, Calgary is a city with tremendous opportunities.

Many Calgarians choose to work for themselves, stepping out into the marketplace on their own. Calgary has the third highest number of self-employed individuals of major cities in Canada on a per capita basis at 84.4 per 1,000 population. In 2015, 121,500 Calgarians owned and operated their own business.

In a world where businesses are in the market for top talent and prime real estate, Calgary has something to sell.

What separates Calgary from the crowd when companies are looking to grow their businesses are the availability of highly educated workers and the wealth of premium office and industrial space. And there’s the Rocky Mountain playground nearby to add to the lifestyle that attracts and retains bright, young workers.

Whether your Calgary business is small or large, APOLLO has you covered. We will get you the best insurance quote as quickly as possible, so you can get back to your work and your life in the city.

Unsure What to Insure?

Small Business Insurance Basics

From FAQs to COIs, we have the answers to help keep it clear.

Insurance is a critical component to the survival and success of your business. No matter your industry or size, business insurance provides financial coverage for the costs that surface with unforeseen events—anything from defective products to third-party damage. It can get complicated, so we help you simplify it with simple policy procedures and easy-to-get quotes.

Business insurance protects business owners from losses due to unforeseen events during day-to-day operations. While there are many types of insurance products available for business owners, the coverage you need is determined by many factors: industry, revenue, size, etc. That’s why we customize our coverage to meet your unique needs.

A COI is a statement of coverage that we provide to you. It’s a summary that verifies that your business is, in fact, insured.
 
You may receive a request from a potential client for a COI as a condition of doing business with you. It’s simply proof that your business can cover the cost of a liability claim.

A Business Owner’s Policy is a great option for small business owners, since it combines the multiple coverages needed to protect against all major risks at an affordable package. This helps mitigate small business insurance costs by bundling multiple types of insurance together and selling them at a cheaper premium.
 
While there are multiple different factors involved, BOPs are typically only available to small to mid range businesses with less than 100 employees making less than a certain amount of revenue.

A BOP typically protects small businesses by bundling together four types of general insurance all for one reduced price:

 
Commercial Property Insurance
While there are multiple different factors involved, BOPs are typically only available to small to mid range businesses with less than 100 employees making less than a certain amount of revenue.
 
Business Interruption Insurance
Protects you and your employees against potential lost wages in the case of a disaster halting your business.
 
Crime Insurance
Covers your business in the event of being targeted by theft or any other fraudulent activity.
 
General Liability Insurance
Mitigates losses in the event of a lawsuit brought against your company due to bodily harm to an employee or a client during the course of business, regardless of whether or not you’re at fault.
 
While a Business Owner’s Policy is a great option for general coverage of property and casualty insurance for small businesses, it’s important to know that it doesn’t include certain types of insurance, including: commercial auto insurance, workers compensation insurance or professional liability insurance.
 
Often only needed by larger businesses, professional liability insurance (also known as errors and omissions) protects against claims of negligence, misrepresentation or imprecise advice.

There’s lots of different factors at play that will affect the cost of your small business insurance, making your quote as unique as your business itself. And while it all depends on what different types of insurance you need, small business owners in Canada can expect to spend about $500 annually on insurance.

APOLLO is Across Canada

Locations We Serve

What types of businesses qualify to buy small business insurance in Calgary online from APOLLO?

Find peace of mind for your venture with APOLLO’s coverage for more than 250 types of small businesses. Buy your insurance online, with documents issued immediately.

Some businesses are inherently more risky than others. If your business is a fireworks factory that has a paper storage facility attached, for example, it might be a little more complicated. We can help you out, but our team of insurance experts will need to take a second look to make sure you have the right coverage.

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