Accountants
Accountants offer a valuable professional service to their clients, who place a great deal of trust in them. That’s why insurance is a crucial part of any accountant’s business.
Who Can Get Coverage?
We cover a wide range of small businesses across many industries.
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Health, Beauty & Fitness
Professional liability insurance covers your health, beauty, or fitness business if you’re sued for performing professional services, even if you haven’t done anything wrong.
Nonprofits
No two nonprofit organizations are quite the same in the services and vision that they have. That means their risk profiles are also a little bit different.
Consultants
Consultants have the difficult task of improving their clients’ businesses. Clients expect a lot from their consultant partners, and trust them with bringing success to their business.
Chamber of Commerce
Chambers of Commerce and Boards of Trade are nonprofits, and as such, face many of the risks that other nonprofits face.
To be a small business owner or entrepreneur takes courage, dedication, and a lot of hard work.
Regularly recognized as Canada’s most entrepreneurial and fastest growing community, Kelowna and the Central Okanagan is a hub for innovation and an economic driver in Western Canada. Local businesses enjoy well-developed infrastructure, competitive costs, and a supportive entrepreneurial environment.
Located between the Western Canadian economic powerhouses of Vancouver, BC and Calgary, AB, Kelowna and the Central Okanagan is the largest trading area in the interior of British Columbia, representing a base of approximately 520,000 customers.
As a mid-sized region, doing business in the Central Okanagan is affordable. In 2016, KPMG named Kelowna and the Central Okanagan the most Cost Competitive Region in the Pacific. Whether your Kelowna business is small or large, or if you’re looking for personal or event insurance, Apollo Insurance Solutions has you covered. We will get you the best insurance quote as quickly as possible, so you can get back to your work and your life in Kelowna.
Professional Liability insurance
Also known as Errors and Omissions insurance (E&O), Professional Liability insurance will cover you and your business from claims of negligence, failing to properly render your professional services.
It covers you even if the claim is frivolous or you haven’t actually done anything wrong.
General Liability insurance
A Commercial General Liability (CGL) insurance policy will cover the business against claims that someone was injured, or somebody’s property has been damaged. Regardless of whether or not the small business is at fault, it can be accused of negligence and sued for a variety of things, making this a critical coverage for any business.
Contents insurance
Every small business has property, whether that’s a single computer, warehouses full o stock and inventory, or an office full of valuable equipment.
Without contents insurance, the business would have to pay out of pocket to repair or replace damaged contents.
This could negatively impact your finances, and any delays could disrupt your business.
Nonprofit Directors & Officers insurance
Directors and Officers insurance protects against losses caused by negligence or honest mistakes made by your organization’s directors and officers. Not only will it cover any amounts you’re required to pay should you lose a lawsuit, the insurance company will even pay for your legal fees and court costs. This is important because even though your nonprofit may be run by a perfect leadership team, just the cost of defending a frivolous lawsuit can cripple your ability to operate.
What types of businesses in Kelowna qualify to buy commercial insurance online from APOLLO?
There are over 250 types of small businesses that qualify to buy insurance online, with documents issued immediately.
Some businesses are inherently more risky than others. If your business is a reworks factory that has a paper storage facility attached, it might be a little more complicated. We can help you out, but we’ll have to get some smart people to take a second look to make sure you have the right coverage.