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    Insurance for Nonprofits

    Directors and Officers insurance covers your nonprofit organization’s board, who may be personally liable for financial losses, employee discrimination, wrongful dismissal, and more. Get a quote and buy Nonprofit Directors and Officers Liability insurance online in less than five minutes with APOLLO.

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    There are three kinds of insurance a nonprofit needs


    Directors & Officers Liability Insurance

    Directors and Officers insurance protects against losses caused by negligence or honest mistakes made by your organization’s directors and officers. Not only will it cover any amounts you’re required to pay should you lose a lawsuit, the insurance company will even pay for your legal fees and court costs.

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    General Liability Insurance

    Commercial General Liability insurance — also known as CGL — is the cornerstone of any nonprofit’s business’ risk management strategy. It protects an organization against liability claims that may arise from injuries or damage that could occur at the business itself, or caused by employees in the course of doing their job.

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    Contents Insurance

    Every business owns property, and that includes nonprofits. Nonprofits spend a lot of money on tangible assets like equipment and inventory. Without contents insurance, you would have to pay out of pocket to repair or replace any damaged equipment. This could negatively impact your finances and any delays can be disruptive to your organization’s operations.

    What types of risks do nonprofits face?

    Nonprofits face a diverse set of risks at the board and operational level. There is the possibility of accusations that the directors aren’t fulfilling their duties, mismanaging the organization or funds, discriminating against a volunteer or risks to do with managing and dismissing employees. Directors and officers of nonprofit organizations can be held personally liable for their decisions on the board, even if the nonprofit is incorporated.

    Bodily injury can occur at events, even a simple slip and fall can lead to a lawsuit. The physical assets of the organization have risks of loss such as fire, theft, flood, water damage and more. Collecting donor data and other personal information about volunteers or staff leads to an emerging set of cyber risks.

    No two nonprofit organizations are quite the same in the services and vision that they have. That means their risk profiles are also a little bit different. APOLLO starts by learning about each individual organization’s needs and then tailoring insurance coverage accordingly.

    There are many other types of insurance which could be relevant to you personally or your nonprofit, make sure to speak with our team to learn more about your unique needs. Apply for nonprofit insurance from APOLLO today and find out how much you can save.

    All coverage summaries are for reference information only, please consult actual policy wording for specific coverage afforded.

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    What kind of nonprofits can buy insurance online?

    All of the following nonprofit groups are eligible to buy insurance online:

    • Associations

    • Chambers of Commerce and Boards of Trade

    • Foundations

    • Societies

    • Community Centres

    • Campus or Community Radio Stations

    • Community Organizations

    • Counselling Services

    • Research / Development Institutes

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    Find and select the coverage you need.

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    APOLLO Insurance Agency Ltd. (o/a APOLLO Brokerage in the province of Ontario only) is a licensed retail brokerage, offering our clients with a comprehensive set of insurance solutions to meet their individual needs. APOLLO Insurance Agency Ltd. maintains necessary corporate licensing in provinces across Canada. Availability of products and service depends on licensing and product availability. The information that appears on this page is provided for information purposes only. Advertised products and prices are not guaranteed and vary based on insurance provider and/or insurance company's discretion and product availability.

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