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Yoga Instructors Insurance
Professional liability insurance covers your yoga instructor business if you’re sued for performing professional services, even if you haven’t done anything wrong. Get a quote and buy yoga insurance online in under five minutes.
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APOLLO and Gallagher Partner to Protect Your Business
We've partnered with Gallagher, one of Canada's leading insurance brokers, to provide insurance designed for businesses and business professionals. Get professional liability, general liability, and/or contents insurance designed specifically for your profession.
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There are three kinds of insurance a yoga instructor needs
Professional Liability Insurance
Professional liability insurance will pay for any damages the court awards to the plaintiff but also many costs associated with your defense (lost wages, legal fees, expert testimony, etc.). These extra costs are paid for on top of your limit of insurance. Many studios won’t even let you see clients in their facilities without proof of professional liability insurance in place.
General Liability Insurance
Clients come in and out of your facility on a regular basis. There might be water on the floor or dangerous weights and other equipment lying around. There’s no shortage of things that have the potential to cause injury or property damage to visitors. Make sure you have a Commercial General Liability (CGL) policy in place to protect yourself against lawsuits from visitors who are injured on your premises.
Contents Insurance
Outside of the contents typical of a business like furniture and computers, people in the health and fitness industry make significant investments in cutting edge exercise equipment and diagnostic tools. These tools are used to help you better serve your clients and bring new techniques to help them achieve their goals.
Yoga instructors offer a valuable service to their clients.
Yoga instructors offer a valuable service to their clients.As members of the health and fitness industry, yoga instructors take great pride in leading clients through a wellness routine. We understand that the people you work with are the most important thing. You want to grow your business, and providing a safe, secure, healthy and peaceful place for people to practice yoga is critical.
The last thing you want to do is get distracted by complex or expensive insurance. That’s why we designed an insurance product specifically for yoga instructors and teachers. It’s simple, fast, and inexpensive, with expansive coverages.
Whether you run your own yoga studio, or you’re an individual yoga teacher, there are several different types of insurance coverage that you will need in order to protect yourself and your equipment.
Is insurance different for individual yoga instructors vs. yoga instructors with a premise?
The principles are the same, but some of the coverages differ slightly.
There is a higher general liability risk with a premise, such as a yoga studio. If you are operating a racquet club, for example, and are leasing space, you are liable for all activities that happen on the premises, including any slips and falls, which will trigger a General Liability insurance policy to cover.
Commercial landlords require tenants to have at minimum a general liability insurance policy to operate in their leased space. Individual yoga instructors will also want to get a General Liability insurance policy — but it is included with their Professional Liability insurance package.
If you are operating as a gym or studio you will also want to ensure that any improvements you make as a tenant are covered by the right insurance policy. That’s why we offer tenants improvements insurance to both health and fitness premises, and to individual yoga instructors.
Whether you are a yoga instructor with a premise, or you are an individual yoga instructor, you will need Professional Liability insurance to defend against claims of professional negligence.