Business Insurance Alberta

Protect your Alberta venture with APOLLO’s Small Business Insurance

Treed, residential neighbourhoods in Calgary, Alberta, with the skyscrapers of downtown in the distance on a cloudy day

We’re Revolutionizing Small Business Insurance in Alberta

APOLLO is making commercial insurance effortless for Alberta small businesses. As Canada’s leading online insurance provider, we deliver a people-first buying experience through time-saving technology and a deep understanding of the communities we serve – from Calgary to Edmonton.

APOLLO is Canada’s only place to buy insurance fully online, 24/7.

It takes only a few minutes to process and get your proof of insurance.

Payments are easy, monthly, and manageable.

Industry-Specific Insurance for All Types of Alberta Businesses

From an accounting firm in Red Deer to a fitness studio in Calgary, APOLLO has your Alberta small business covered. Below are a few examples of our fast and affordable options.

Construction worker holding building drawings on site

Builder’s Risk

For protection working on private or commercial property.

Personal Trainer working out by doing lunges with a client

Personal Trainers

Covers you while you coach.

Woman working at her computer


To protect you while you balance your business.

Yoga instructor

Yoga Instructors

For flexible coverage as you teach.


To protect your practice as you build it.

Woman having a facial at the spa

Beauty Services

Takes care of your business as you take care of clients.

A Glance at Small Business in Alberta

Whether you’ve just started a small business or you’ve been running your company for years, being an entrepreneur is hard. But finding the right business insurance in Alberta doesn’t have to be.

There are almost 4.5M people living in the 19 cities and over 200 small towns of Alberta. It is home to a portion of the Canadian Rocky Mountains and beautiful, expansive stretches of prairieland.

Known for its oil, gas, and mining sector, Alberta may not be the province that comes to mind when you think of small business. Of course, there is opportunity within this industry, which comprises one of the largest amounts of Gross Domestic Product (GDP) for the province. However, other sectors continue to show much growth, leaving plenty of opportunity for entrepreneurship.

As one of the youngest Canadian provinces, with a median age of around 38, industries such as construction, finances, business, and commercial services have all taken off in recent decades. This has led to a more diverse Albertan economy.

While it may not be the largest province in Canada, Alberta is still quite sizable, covering more than 660K square kilometres. Within the provincial borders, your business journey may take you up north to the town of High Level or to the provincial capital of Edmonton. Many business owners, however, will likely find themselves in the bustling southern city of Calgary, home to about a quarter of those who reside in Alberta.

Whether your venture is small or large, APOLLO has you covered with business liability insurance in Alberta.

Get your insurance quote, buy online, and receive your policy document all within minutes.

Small Business Basics

Interpreting insurance

From FAQs to COIs, we have the answers to help keep it clear.

Insurance is a critical component to the survival and success of your business. No matter your industry or size, business insurance provides financial coverage for the costs that surface with unforeseen events—anything from defective products to third-party damage. It can get complicated, so we help you simplify it with simple policy procedures and easy-to-get quotes.

Business insurance protects business owners from losses due to unforeseen events during day-to-day operations. While there are many types of insurance products available for business owners, the coverage you need is determined by many factors: industry, revenue, size, etc. That’s why we customize our coverage to meet your unique needs.

A COI is a statement of coverage that we provide to you. It’s a summary that verifies that your business is, in fact, insured.
You may receive a request from a potential client for a COI as a condition of doing business with you. It’s simply proof that your business can cover the cost of a liability claim.

A Business Owner’s Policy is a great option for small business owners, since it combines the multiple coverages needed to protect against all major risks at an affordable package. This helps mitigate small business insurance costs by bundling multiple types of insurance together and selling them at a cheaper premium.
While there are multiple different factors involved, BOPs are typically only available to small to mid range businesses with less than 100 employees making less than a certain amount of revenue.

A BOP typically protects small businesses by bundling together four types of general insurance all for one reduced price:

Commercial Property Insurance
While there are multiple different factors involved, BOPs are typically only available to small to mid range businesses with less than 100 employees making less than a certain amount of revenue.
Business Interruption Insurance
Protects you and your employees against potential lost wages in the case of a disaster halting your business.
Crime Insurance
Covers your business in the event of being targeted by theft or any other fraudulent activity.
General Liability Insurance
Mitigates losses in the event of a lawsuit brought against your company due to bodily harm to an employee or a client during the course of business, regardless of whether or not you’re at fault.
While a Business Owner’s Policy is a great option for general coverage of property and casualty insurance for small businesses, it’s important to know that it doesn’t include certain types of insurance, including: commercial auto insurance, workers compensation insurance or professional liability insurance.
Often only needed by larger businesses, professional liability insurance (also known as errors and omissions) protects against claims of negligence, misrepresentation or imprecise advice.

There’s lots of different factors at play that will affect the cost of your small business insurance, making your quote as unique as your business itself. And while it all depends on what different types of insurance you need, small business owners in Canada can expect to spend about $500 annually on insurance.

Alberta Small Business Insurance with APOLLO

You could pursue anything you want in Alberta. But to be a small business owner or entrepreneur takes courage, dedication, and a lot of hard work. APOLLO is here to help.

There are many different types of insurance out there, and it’s not alway easy to find the right coverage options for your specific business needs.

But as Alberta’s leading online insurance provider, APOLLO is here to help you find the best policy for your small business.

Start your online application now to get comprehensive insurance coverage for your Alberta company today.

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