What types of risks do I face as an IT professional?
As an IT professional, you’re expected to provide a variety of technical services and expert advice to your clients. Though you may be skilled at what you do, that doesn’t mean you won’t make a mistake, and with that, there’s a possibility that a client can allege error or omission in the work you perform. In this scenario, you may face a lawsuit, and regardless of fault, this can be extremely costly to defend.
If your IT company has an office or leased space, you, your employees, and your clients could be at risk. Whether an employee slips, trips, and falls or your client were to lose their laptop on the premises, you may be liable regardless of fault. To avoid incurring any additional legal or medical expenses, your business must obtain a general liability policy to absorb these costs.
Though unlikely, there is still a chance that an unexpected event like theft or flooding can occur at your business location. The extreme damages and losses that can occur because of these incidents are costly, and if not paid promptly, you could potentially risk losing your business entirely. To prevent this from happening to you, seek out the support of a trusted insurance company, like APOLLO, that is willing to offer you safe, reliable, and affordable coverage.