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    Quick and Easy Insurance for Businesses

    We’re big fans of small business. That’s why we customize coverage — to get you the right fit and support for your unique needs.

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    Making Insurance Effortless

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    APOLLO is Canada’s only place to buy insurance fully online, 24/7

    COI

    It takes only a few minutes to process and get your coverage

    Online-Payment

    Payments are easy, monthly, and manageable

    Industry-Specific Insurance for All Types of Businesses

    A few examples of our fast and affordable options.

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    Builder’s Risk

    For protection working on private or commercial property.

    Builder's Risk Insurance
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    Personal Trainers

    Covering you while you coach.

    Personal Trainer Insurance
    accountants

    Accountants

    Protecting you while you balance your business.

    Accountants Insurance
    yoga-instructors

    Yoga Instructors

    For flexible coverage as you teach.

    Yoga Instructor Insurance
    beauty-services

    Beauty Services

    Taking care of your business as you take care of clients.

    Beauty Service Insurance
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    Small Business Insurance at APOLLO

    With so many different types of business insurance, it’s important to make sure you have the right coverage that works for your business. APOLLO makes it easier than other insurance companies by offering you a free quote within minutes and a policy delivered straight to your email just minutes after that.

    With multiple types of coverages protecting businesses large and small as well as personal insurance, APOLLO is Canada’s leading online insurance provider.

    how-much-does-small-business-insurance-cost

    How much does small business insurance cost?

    There’s lots of different factors at play that will affect the cost of your small business insurance, making your quote as unique as your business itself. And while it all depends on what different types of insurance you need, small business owners in Canada can expect to spend about $500 annually on insurance.

    Small Business Basics

    Interpreting insurance

    From FAQs to COIs, we have the answers to help keep it clear.

    Insurance is a critical component to the survival and success of your business. No matter your industry or size, business insurance provides financial coverage for the costs that surface with unforeseen events—anything from defective products to third-party damage. It can get complicated, so we help you simplify it with simple policy procedures and easy-to-get quotes.

    Business insurance protects business owners from losses due to unforeseen events during day-to-day operations. While there are many types of insurance products available for business owners, the coverage you need is determined by many factors: industry, revenue, size, etc. That’s why we customize our coverage to meet your unique needs.

    A COI is a statement of coverage that we provide to you. It’s a summary that verifies that your business is, in fact, insured. You may receive a request from a potential client for a COI as a condition of doing business with you. It’s simply proof that your business can cover the cost of a liability claim.

    A Business Owner’s Policy is a great option for small business owners, since it combines the multiple coverages needed to protect against all major risks at an affordable package. This helps mitigate small business insurance costs by bundling multiple types of insurance together and selling them at a cheaper premium. While there are multiple different factors involved, BOPs are typically only available to small to mid range businesses with less than 100 employees making less than a certain amount of revenue.

    A BOP typically protects small businesses by bundling together four types of general insurance all for one reduced price:

      Commercial Property Insurance While there are multiple different factors involved, BOPs are typically only available to small to mid range businesses with less than 100 employees making less than a certain amount of revenue.   Business Interruption Insurance Protects you and your employees against potential lost wages in the case of a disaster halting your business.   Crime Insurance Covers your business in the event of being targeted by theft or any other fraudulent activity.   General Liability Insurance Mitigates losses in the event of a lawsuit brought against your company due to bodily harm to an employee or a client during the course of business, regardless of whether or not you’re at fault.   While a Business Owner’s Policy is a great option for general coverage of property and casualty insurance for small businesses, it’s important to know that it doesn’t include certain types of insurance, including: commercial auto insurance, workers compensation insurance or professional liability insurance.   Often only needed by larger businesses, professional liability insurance (also known as errors and omissions) protects against claims of negligence, misrepresentation or imprecise advice.

    There’s lots of different factors at play that will affect the cost of your small business insurance, making your quote as unique as your business itself. And while it all depends on what different types of insurance you need, small business owners in Canada can expect to spend about $500 annually on insurance.

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    What is covered under a BOP policy?

    While a Business Owner’s Policy is a great option for general coverage of property and casualty insurance for small businesses, it’s important to know that it doesn’t include certain types of insurance, including: commercial auto insurance, workers compensation insurance or professional liability insurance.

    Often only needed by larger businesses, professional liability insurance (also known as errors and omissions) protects against claims of negligence, misrepresentation or imprecise advice.

    A BOP typically protects small businesses by bundling together four types of general insurance all for one reduced price:

    Commercial Property Insurance

    This type of insurance covers you with business property and casualty insurance in the event that you suffer loss or damage of company property.

    Business Interruption Insurance

    Protects you and your employees against potential lost wages in the case of a disaster halting your business.

    Crime Insurance

    Covers your business in the event of being targeted by theft or any other fraudulent activity.

    General Liability Insurance

    Mitigates losses in the event of a lawsuit brought against your company due to bodily harm to an employee or a client during the course of business, regardless of whether or not you’re at fault.

    Unsure What to Insure?

    See Who Else Is Talking About APOLLO

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    What Our Clients Are Saying

    See why it’s so easy to love APOLLO

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    Our small business needed commercial liability insurance and I have spent a few weeks on the phone talking to brokers and waiting days for responses, but today we tried APOLLO and in the same day we had a policy with more coverage than we were looking for at a much better rate than I was expecting.

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    © 2024 APOLLO Insurance Solutions Ltd.

    111 Water Street, Unit 210, Vancouver, British Columbia, V6B 1A7

    APOLLO Insurance Agency Ltd. (o/a APOLLO Brokerage in the province of Ontario only) is a licensed retail brokerage, offering our clients with a comprehensive set of insurance solutions to meet their individual needs. APOLLO Insurance Agency Ltd. maintains necessary corporate licensing in provinces across Canada. Availability of products and service depends on licensing and product availability. The information that appears on this page is provided for information purposes only. Advertised products and prices are not guaranteed and vary based on insurance provider and/or insurance company's discretion and product availability.

    Transparency and Disclosure: APOLLO Insurance Agency's role is to provide you with exceptional service and the best insurance products that suit your needs. As a licensed retail brokerage, our compensation is based on a commission basis already built into your insurance premium and varies based on the product purchased through our platform. For a description of how APOLLO Insurance Agency is compensated and how this is calculated, please refer to our Compensation Disclosure document. For consumers in Ontario, please review the RIBO Conduct Fact Sheet and the RIBO Conduct Guidance document.