Saskatchewan Business Insurance

Protect your Saskatchewan venture with APOLLO’s Small Business Insurance

We’re Revolutionizing Small Business Insurance in Saskatchewan

APOLLO is making commercial insurance effortless for Saskatchewan small businesses. As Canada’s leading online insurance provider, we deliver a people-first buying experience through time-saving technology and a deep understanding of the communities we serve – from Regina to Saskatoon.

APOLLO is Canada’s only place to buy insurance fully online, 24/7.

It takes only a few minutes to process and get your proof of insurance.

Payments are easy, monthly, and manageable.

Industry-Specific Insurance for All Types of Saskatchewan Businesses

From a building company in Moose Jaw to a beauty salon in Regina, APOLLO has your Saskatchewan small business covered. Below are a few examples of our fast and affordable options.

Construction worker holding building drawings on site

Builder’s Risk

For protection working on private or commercial property.

Personal Trainer working out by doing lunges with a client

Personal Trainers

Covers you while you coach.

Woman working at her computer

Accountants

To protect you while you balance your business.

Yoga instructor

Yoga Instructors

For flexible coverage as you teach.

Contractors

To protect your practice as you build it.

Woman having a facial at the spa

Beauty Services

Takes care of your business as you take care of clients.

A Glance at Small Business in Saskatchewan

Whether you’ve just started a small business or you’ve been running your company for years, being an entrepreneur is hard. But finding the right business insurance in Saskatchewan doesn’t have to be.

With just over 1M people calling “The Land of the Living Skies” home, Saskatchewan isn’t necessarily the province that comes to mind when you think of entrepreneurship. However, according to the government of Saskatchewan, 98% of companies in the province are considered small businesses, which employ roughly 30% of workers from the region.

So, even though Saskatchewan is not the largest or most densely populated province in Canada, there is plenty of opportunity for entrepreneurs and new businesses. Regardless of where you live among the province’s 16 cities and 650K square kilometres, Saskatchewan has a reputation for its strong entrepreneurial community and commitment to supporting local ventures.

While your business journey may take you outside of the larger hubs to places like Prince Albert or Yorkton, the vast majority of the province’s residents live in either Saskatoon or the provincial capital of Regina.

Whether your venture is small or large, APOLLO has you covered with business liability insurance in Saskatchewan.

Get a quote, buy online, and receive your policy document all within minutes.

Small Business Basics

Interpreting insurance

From FAQs to COIs, we have the answers to help keep it clear.

Insurance is a critical component to the survival and success of your business. No matter your industry or size, business insurance provides financial coverage for the costs that surface with unforeseen events—anything from defective products to third-party damage. It can get complicated, so we help you simplify it with simple policy procedures and easy-to-get quotes.

Business insurance protects business owners from losses due to unforeseen events during day-to-day operations. While there are many types of insurance products available for business owners, the coverage you need is determined by many factors: industry, revenue, size, etc. That’s why we customize our coverage to meet your unique needs.

A COI is a statement of coverage that we provide to you. It’s a summary that verifies that your business is, in fact, insured.
 
You may receive a request from a potential client for a COI as a condition of doing business with you. It’s simply proof that your business can cover the cost of a liability claim.

A Business Owner’s Policy is a great option for small business owners, since it combines the multiple coverages needed to protect against all major risks at an affordable package. This helps mitigate small business insurance costs by bundling multiple types of insurance together and selling them at a cheaper premium.
 
While there are multiple different factors involved, BOPs are typically only available to small to mid range businesses with less than 100 employees making less than a certain amount of revenue.

A BOP typically protects small businesses by bundling together four types of general insurance all for one reduced price:

 
Commercial Property Insurance
While there are multiple different factors involved, BOPs are typically only available to small to mid range businesses with less than 100 employees making less than a certain amount of revenue.
 
Business Interruption Insurance
Protects you and your employees against potential lost wages in the case of a disaster halting your business.
 
Crime Insurance
Covers your business in the event of being targeted by theft or any other fraudulent activity.
 
General Liability Insurance
Mitigates losses in the event of a lawsuit brought against your company due to bodily harm to an employee or a client during the course of business, regardless of whether or not you’re at fault.
 
While a Business Owner’s Policy is a great option for general coverage of property and casualty insurance for small businesses, it’s important to know that it doesn’t include certain types of insurance, including: commercial auto insurance, workers compensation insurance or professional liability insurance.
 
Often only needed by larger businesses, professional liability insurance (also known as errors and omissions) protects against claims of negligence, misrepresentation or imprecise advice.

There’s lots of different factors at play that will affect the cost of your small business insurance, making your quote as unique as your business itself. And while it all depends on what different types of insurance you need, small business owners in Canada can expect to spend about $500 annually on insurance.

Saskatchewan Small Business Insurance with APOLLO

You could pursue anything you want in Saskatchewan. But to be a small business owner or entrepreneur takes courage, dedication, and a lot of hard work. APOLLO is here to help.

With a variety of Saskatchewan insurance products to choose from, it can be overwhelming trying to find the right liability coverage for your company. But with APOLLO, Saskatchewan’s leading digital insurance provider, you can find the best policy for your venture in just minutes, all online.

Start your application now to get comprehensive coverage for your Saskatchewan business today.

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