Fire and Smoke Damage
Where there’s smoke, there’s fire – and where there’s fire, there’s damage. To recover the losses, insurance helps look after you from spark to finish.
Manage your Insurance policy
SIGN INManage your Insurance policy
SIGN IN
Condo and Townhouse Insurance
Insurance made effortless for owners of condo units and townhouses.
Get a Free Online Quote
4.7 rating
The Protection You Need for the Home You Love
Even the most diligent condo owner is unable to plan for the unexpected.
What does condo insurance cover? APOLLO’s Condo and Townhouse Insurance helps protect you and your home from the unexpected. Here are a few examples of how a condo policy can help financially cover you and your personal property.
Water Damage
Despite our best-laid plans, pipes burst, septic pumps fail, and bathtubs overflow. Insurance gives you the helping hand you need to cover any property damage and restore your space.
Additional Living Expenses
This includes any costs of basic daily living and maintaining good health. They’re covered by insurance when you’re forced out of your space by the unexpected.
Crime and Vandalism
Protect your valuables from theft or damage. Insurance typically covers break-ins or damage to your belongings, and compensates you to be able to either repurchase or repair your property.
Personal Liability
There are countless scenarios that can end up hurting you financially like somebody falling down your stairs and suing you. Protect yourself from potential out-of-pocket costs by making sure you have the right liability insurance in place.
What Insurance Do I Need for a Condo or Townhouse?
With so many different types of insurance coverage available, it can be hard to know what to look for. Here’s what you should consider when selecting your policy.
Coverage Limits
Your coverage limits are the maximum amounts your insurance company will cover due to lost or damaged belongings, personal liability, or additional living expenses.For example, APOLLO’s Condo and Townhouse Insurance offers:
Personal Property limits up to $150K
Additional Living Expenses limits up 200% of Personal Property Limits
Personal Liability coverage up to $2M
The Deductible
Your deductible is the amount you’re required to pay when you make a claim in order to activate the coverage in your policy.
Scope of Policy
Using the cost of your coverage limits and deductible, you can determine the approximate price of your policy. In most cases, the higher your coverage limit is, the higher you’ll pay monthly or annually to be insured. A few other factors that can affect the price of your policy include:
The location of your condo or townhouse
The type of building your unit is in
Your previous insurance history
Getting insured is as easy as 1 - 2 - 3
1
Tell us (very little) about yourself
Just tell us your address, your name, email and phone number. And that's it. We'll give you a price in less than a minute.
2
Pay online easily and securely
You can choose to pay monthly or save money by paying for the entire year in one easy payment.
3
Get your documents in your inbox - instantly
As soon as you complete your purchase, you'll find your proof of insurance and policy documents waiting for you in your inbox.
Effortless Condo and Townhouse Insurance
APOLLO is making insurance effortless for condo and townhouse owners by delivering tailored coverage digitally.
APOLLO’s Condo and Townhouse Insurance keeps you safe from experiencing large losses due to accidents or natural disasters.If you own your unit in Canada, this policy plays a vital role in protecting one of your most valuable assets against the unexpected, such as severe weather, theft, or liability claims. Whether you live in a studio apartment or a multi-level townhome, the right policy can help cover you financially and give you peace of mind.APOLLO is making Condo and Townhouse Insurance effortless, so you can focus on what’s important — enjoying your home.