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    Kitchener Insurance

    All your Kitchener insurance needs under one helmet.

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    Who Can Get Coverage?

    We cover a wide range of small businesses across many industries.



    Accountants offer a valuable professional service to their clients, who place a great deal of trust in them. That’s why insurance is a crucial part of any accountant’s business.

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    Health, Beauty & Fitness

    Professional liability insurance covers your health, beauty, or fitness business if you’re sued for performing professional services, even if you haven’t done anything wrong.

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    No two nonprofit organizations are quite the same in the services and vision that they have. That means their risk profiles are also a little bit different.

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    Consultants have the difficult task of improving their clients’ businesses. Clients expect a lot from their consultant partners, and trust them with bringing success to their business.

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    Chamber of Commerce

    Chambers of Commerce and Boards of Trade are nonprofits, and as such, face many of the risks that other nonprofits face.

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    To be a small business owner or entrepreneur takes courage, dedication, and a lot of hard work.

    Built on a foundation of collaboration, Kitchener-Waterloo is renowned for their world-leading talent, innovation and diversity. Located approximately one hour from Toronto, Kitchener-Waterloo is a key partner in the Toronto-Waterloo Innovation Corridor.

    Information and Communications Technology

    Waterloo is an ICT powerhouse, with the second highest start-up density per capita in the world and more than 30,000 professionals working in 1200+ technology related companies, from embedded security and artificial intelligence to quantum and nanotechnology.

    Advanced Manufacturing

    Waterloo offers a diverse advanced manufacturing sector, with expertise in the areas of robotics, automation, hardware and industry 4.0. In fact, the manufacturing sector accounts for almost 20% of all jobs in the Kitchener community. Manufacturers located in Waterloo benefit from the proximity to the U.S. market, access to 150 million people within a one-day drive and a state-of-the-art transportation and logistics infrastructure.


    The first community in Canada to allow for autonomous vehicle testing, Waterloo is a leader in AutoTech and the automotive sector. Offering a collaborative ecosystem and access to research institutes such as WAVELab and the Centre for Smart Manufacturing – Waterloo is well positioned to support automotive innovation and competitiveness.

    Food Processing A strong and diverse food processing industry has emerged in Waterloo, with more than 100 food and beverage distributors and processors. The Toronto-Waterloo Corridor is the third largest food manufacturing area in North America and largest in Canada.

    Business and Financial Services

    With more than 150 years experience, Waterloo has a strong and stable business and financial services industry. Waterloo is home to more than 15 internationally recognized business and financial services companies, including Ernst & Young, Deloitte, and Manulife.

    Whether your Kitchener-Waterloo business is small or large, or if you’re looking for personal insurance or event insurance, Apollo Insurance Solutions has you covered. We will get you the best insurance quote as quickly as possible, so you can get back to your work and your life in Kitchener-Waterloo.

    Professional Liability insurance

    Professional Liability insurance

    Also known as Errors and Omissions insurance (E&O), Professional Liability insurance will cover you and your business from claims of negligence, failing to properly render your professional services.

    It covers you even if the claim is frivolous or you haven’t actually done anything wrong.

    General Liability insurance

    General Liability insurance

    A Commercial General Liability (CGL) insurance policy will cover the business against claims that someone was injured, or somebody’s property has been damaged. Regardless of whether or not the small business is at fault, it can be accused of negligence and sued for a variety of things, making this a critical coverage for any business.

    Contents insurance

    Contents insurance

    Every small business has property, whether that’s a single computer, warehouses full o stock and inventory, or an office full of valuable equipment.

    Without contents insurance, the business would have to pay out of pocket to repair or replace damaged contents.

    This could negatively impact your finances, and any delays could disrupt your business.

    Nonprofit Directors & Officers insurance

    Nonprofit Directors & Officers insurance

    Directors and Officers insurance protects against losses caused by negligence or honest mistakes made by your organization’s directors and officers. Not only will it cover any amounts you’re required to pay should you lose a lawsuit, the insurance company will even pay for your legal fees and court costs. This is important because even though your nonprofit may be run by a perfect leadership team, just the cost of defending a frivolous lawsuit can cripple your ability to operate.

    What types of businesses in Kitchener qualify to buy commercial insurance online from APOLLO?

    There are over 250 types of small businesses that qualify to buy insurance online, with documents issued immediately.

    Some businesses are inherently more risky than others. If your business is a reworks factory that has a paper storage facility attached, it might be a little more complicated. We can help you out, but we’ll have to get some smart people to take a second look to make sure you have the right coverage.

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    © 2024 APOLLO Insurance Solutions Ltd.

    111 Water Street, Unit 210, Vancouver, British Columbia, V6B 1A7

    APOLLO Insurance Agency Ltd. (o/a APOLLO Brokerage in the province of Ontario only) is a licensed retail brokerage, offering our clients with a comprehensive set of insurance solutions to meet their individual needs. APOLLO Insurance Agency Ltd. maintains necessary corporate licensing in provinces across Canada. Availability of products and service depends on licensing and product availability. The information that appears on this page is provided for information purposes only. Advertised products and prices are not guaranteed and vary based on insurance provider and/or insurance company's discretion and product availability.

    Transparency and Disclosure: APOLLO Insurance Agency's role is to provide you with exceptional service and the best insurance products that suit your needs. As a licensed retail brokerage, our compensation is based on a commission basis already built into your insurance premium and varies based on the product purchased through our platform. For a description of how APOLLO Insurance Agency is compensated and how this is calculated, please refer to our Compensation Disclosure document. For consumers in Ontario, please review the RIBO Conduct Fact Sheet and the RIBO Conduct Guidance document.