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Regardless of Skill, Even Licensed Barbers and Hairdressers Can Be Sued
Your clients have sought after your services for the purpose of feeling and looking good, and in your profession, you must deliver the results that they want. Yet even though you may be a trained professional who follows direction, that does not guarantee you won’t make a mistake.
Whether you injure a client by mistake or fail to meet their expectations, APOLLO knows that you require the support of a strong insurance policy. Financial security is necessary for any business, so protect yourself today with one of our customizable insurance plans.
Though you would never purposely ruin a client’s hair, there is still the possibility that you miscut, overbleach, or fry it. In these situations, if a client feels you caused harm to them in any way, they have probable cause to sue. Given this, you will have to cover the costs of defending yourself legally. However, if you were to possess a professional liability insurance policy, a brokerage would cover your legal fees.
The service you provide as a barber or hairdresser is undeniably valuable, but you and your career could suffer immensely without the proper coverage. By obtaining a solid hair stylist insurance plan, you automatically set yourself up with lasting financial security. So, act now and ensure you won’t have to face monetary consequences later.
Commonly Asked Questions
Today, the services barbers and hairdressers provide have become a necessity. Whether it be a standard haircut or a blown hair transformation, a client’s expectations are high, and they require their hair goals to become a reality. Though it is a barber and hairdresser’s job to make others feel and look good, that doesn’t always mean it will happen.
A part of a barber or hairdresser’s job is providing their clients with professional advice regarding various hair products, techniques, and treatments that they can use. However, if a client felt their recommendations were inaccurate, harmful, or costly to them in any way, then the barber or hairdresser will be vulnerable to a lawsuit.
In this case, possessing a form of professional liability insurance would protect your business from the legal fees needed to defend yourself against these liability claims, regardless of their accuracy.
Even if you’re the best at what you do, there’s no way you can guarantee that everything will go according to plan. Dealing with people’s hair, especially if already damaged, can be challenging and mistakes can always happen.
When mistakes do occur, the hair salon or barber shop would be held liable. Without small business insurance for hair salons, the barber shop or salon owner may have to pay financial compensation or potential legal fees if their client escalates the situation to that extent. If either event were to occur, the support of a solid insurance brokerage ensures financial protection no matter what.
Though unlikely, there is still a chance that an unexpected event like vandalism or flooding can occur at your barber shop or hair salon. This could potentially result in financial penalties that can risk you losing your business entirely. Insurance solutions prevent this from happening to you. Seek out the support of a trusted insurance company, like APOLLO, that offers free quotes and safe, reliable, and affordable coverage.