Apollo has you covered.
Group buying allows Apollo to keep prices low while offering quality insurance products. It’s how insurance was meant to work.
To be a small business owner or entrepreneur takes courage, dedication, and a lot of hard work. We know that your small business is unique, and we’ve created insurance products that match your needs.
What kinds of insurance do small businesses need
There are several types of insurance every small business should have.
Professional Liability insurance
Also known as Errors and Omissions insurance (E&O), Professional Liability insurance will cover you and your business from claims of negligence, failing to properly render your professional services.
It covers you even if the claim is frivolous or you haven’t actually done anything wrong.
General Liability insurance
A Commercial General Liability (CGL) insurance policy will cover the business against claims that someone was injured, or somebody’s property has been damaged. Regardless of whether or not the small business is at fault, it can be accused of negligence and sued for a variety of things, making this a critical coverage for any business.
Every small business has property, whether that’s a single computer, warehouses full o stock and inventory, or an office full of valuable equipment.
Without contents insurance, the business would have to pay out of pocket to repair or replace damaged contents.
This could negatively impact your finances, and any delays could disrupt your business.
Nonprofit Directors & Officers insurance
Directors and Officers insurance protects against losses caused by negligence or honest mistakes made by your organization’s directors and officers. Not only will it cover any amounts you’re required to pay should you lose a lawsuit, the insurance company will even pay for your legal fees and court costs. This is important because even though your nonprofit may be run by a perfect leadership team, just the cost of defending a frivolous lawsuit can cripple your ability to operate.
What types of businesses qualify to buy commercial insurance online from Apollo?
There are over 250 types of small businesses that qualify to buy insurance online, with documents issued immediately. Find yours here.
There are over 250 types of
small businesses that qualify
to buy insurance online
Some businesses are inherently more risky than others. If your business is a reworks factory that has a paper storage facility attached, it might be a little more complicated. We can help you out, but we’ll have to get some smart people to take a second look to make sure you have the right coverage.