Quick and Easy Insurance for Businesses

We’re big fans of small business. That’s why we customize coverage — to get you the right fit and support for your unique needs.

Making Insurance Effortless

APOLLO is Canada’s only place to buy insurance fully online, 24/7.

It takes only a few minutes to process and get your proof of insurance.

Payments are easy, monthly, and manageable.

Industry-Specific Insurance for All Types of Businesses

A few examples of our fast and affordable options.

Construction worker holding building drawings on site

Builder’s Risk

For protection working on private or commercial property.

Personal Trainer working out by doing lunges with a client

Personal Trainers

Covering you while you coach.

Woman working at her computer

Accountants

Protecting you while you balance your business.

Yoga instructor

Yoga Instructors

For flexible coverage as you teach.

Contractors

To protect your practice as you build it.

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Beauty Services

Taking care of your business as you take care of clients.

Small Business Insurance at APOLLO

With so many different types of business insurance, it’s important to make sure you have the right coverage that works for your business. APOLLO makes it easier than other insurance companies by offering you a free quote within minutes and a policy delivered straight to your email just minutes after that.

With multiple types of coverages protecting businesses large and small as well as personal insurance, APOLLO is Canada’s leading online insurance provider.

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How much does small business insurance cost?

There’s lots of different factors at play that will affect the cost of your small business insurance, making your quote as unique as your business itself. And while it all depends on what different types of insurance you need, small business owners in Canada can expect to spend about $500 annually on insurance.

Small Business Basics

Interpreting insurance

From FAQs to COIs, we have the answers to help keep it clear.

What type of companies need small business insurance?

Insurance is a critical component to the survival and success of your business. No matter your industry or size, business insurance provides financial coverage for the costs that surface with unforeseen events—anything from defective products to third-party damage. It can get complicated, so we help you simplify it with simple policy procedures and easy-to-get quotes.

What is covered by my small business insurance?

Business insurance protects business owners from losses due to unforeseen events during day-to-day operations. While there are many types of insurance products available for business owners, the coverage you need is determined by many factors: industry, revenue, size, etc. That’s why we customize our coverage to meet your unique needs.

What is a certificate of insurance (COI)?

A COI is a statement of coverage that we provide to you. It’s a summary that verifies that your business is, in fact, insured. You may receive a request from a potential client for a COI as a condition of doing business with you. It’s simply proof that your business can cover the cost of a liability claim.

Is getting a Business Owner’s Policy (BOP) the right option for me?

A Business Owner’s Policy is a great option for small business owners, since it combines the multiple coverages needed to protect against all major risks at an affordable package. This helps mitigate small business insurance costs by bundling multiple types of insurance together and selling them at a cheaper premium.
While there are multiple different factors involved, BOPs are typically only available to small to mid range businesses with less than 100 employees making less than a certain amount of revenue.

What is covered under a BOP policy?

While a Business Owner’s Policy is a great option for general coverage of property and casualty insurance for small businesses, it’s important to know that it doesn’t include certain types of insurance, including: commercial auto insurance, workers compensation insurance or professional liability insurance.

Often only needed by larger businesses, professional liability insurance (also known as errors and omissions) protects against claims of negligence, misrepresentation or imprecise advice.

A BOP typically protects small businesses by bundling together four types of general insurance all for one reduced price:

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