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There are three kinds of insurance a yoga instructor needs
General Liability Insurance
Professional Liability Insurance
Yoga instructors offer a valuable service to their clients.
As members of the health and fitness industry, yoga instructors take great pride in leading clients through a wellness routine. We understand that the people you work with are the most important thing. You want to grow your business, and providing a safe, secure, healthy and peaceful place for people to practice yoga is critical.
The last thing you want to do is get distracted by complex or expensive insurance. That’s why APOLLO insurance designed an insurance product specifically for yoga instructors and teachers. It’s simple, fast, and inexpensive, with expansive coverages.
Whether you run your own yoga studio, or you’re an individual yoga teacher, there are several different types of insurance coverage that you will need in order to protect yourself and your equipment.
Is insurance different for individual yoga instructors vs. yoga instructors with a premise?
The principles are the same, but some of the coverages differ slightly.
There is a higher general liability risk with a premise, such as a yoga studio. If you are operating a racquet club, for example, and are leasing space, you are liable for all activities that happen on the premises, including any slips and falls, or claims of harassment, which will trigger a General Liability insurance policy to cover.
Commercial landlords require tenants to have at minimum a general liability insurance policy to operate in their leased space. Individual yoga instructors will also want to get a General Liability insurance policy — but it is included with their Professional Liability insurance package from APOLLO.
If you are operating as a gym or studio you will also want to ensure that any improvements you make as a tenant are covered by the right insurance policy. That’s why tenants improvements insurance applies only to health and fitness premises, and not to individual yoga instructors.
Whether you are a yoga instructor with a premise, or you are an individual yoga instructor, you will need Professional Liability insurance to defend against claims of professional negligence.
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