There are three kinds of insurance a nonprofit needs
General Liability Insurance
Directors & Officers Liability Insurance
What types of risks do nonprofits face?
Nonprofits face a diverse set of risks at the board and operational level. There is the possibility of accusations that the directors aren’t fulfilling their duties, mismanaging the organization or funds, discriminating against a volunteer or risks to do with managing and dismissing employees. Directors and officers of nonprofit organizations can be held personally liable for their decisions on the board, even if the nonprofit is incorporated.
Bodily injury can occur at events, even a simple slip and fall can lead to a lawsuit. The physical assets of the organization have risks of loss such as fire, theft, flood, water damage and more. Collecting donor data and other personal information about volunteers or staff leads to an emerging set of cyber risks.
No two nonprofit organizations are quite the same in the services and vision that they have. That means their risk profiles are also a little bit different. APOLLO starts by learning about each individual organization’s needs and then tailoring insurance coverage accordingly.
There are many other types of insurance which could be relevant to you personally or your nonprofit, make sure to speak with our team to learn more about your unique needs. Apply for nonprofit insurance from APOLLO today and find out how much you can save.
All coverage summaries are for reference information only, please consult actual policy wording for specific coverage afforded.
What kind of nonprofits can buy insurance online?
All of the following nonprofit groups are eligible to buy insurance online:
- Chambers of Commerce and Boards of Trade
- Community Centres
- Campus or Community Radio Stations
- Community Organizations
- Counselling Services
- Research / Development Institutes
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