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    How to Get Tenant Insurance for Roommates

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    do both roommates need renters insurance canada

    As a renter, one question that often arises is whether or not roommates are covered by your tenant insurance policy. In this article, we will explore this issue, with a focus on how APOLLO Insurance allows policyholders to add roommates to their policy while purchasing, ensuring comprehensive protection.

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    Understanding Your Tenant Insurance Coverage

    Tenant insurance typically provides coverage for personal belongings, liability protection, additional living expenses, medical coverage for injuries that occur on rented property, and legal expense coverage. However, the extent of coverage may vary depending on the insurance provider and policy terms.

    Are Roommates Covered by Your Tenant Insurance Policy?

    The answer to whether or not roommates are covered by your tenant insurance policy depends on the policy terms. Some policies may only provide coverage for the actual named insured on the policy. However, many tenant insurance policies allow for roommates to be added to the policy, with coverage extended to those individuals.

    APOLLO Insurance's Roommate Coverage Option

    APOLLO Insurance offers a convenient option for policyholders to add roommates to their tenant insurance policy while purchasing. This allows all individuals living on the rented premises to be covered under the same policy.

    By adding roommates to a policy with APOLLO Insurance, renters can ensure comprehensive coverage for all individuals residing on the property. This includes liability protection, ensuring that all tenants are covered in the event that someone is injured on the premises.

    Advantages of Choosing APOLLO Insurance Roommate Coverage

    By choosing to add roommates to your tenant insurance policy with APOLLO Insurance, you can enjoy several distinct advantages:

    1. Comprehensive Liability Protection

    APOLLO's roommate coverage option provides comprehensive liability protection, ensuring that all individuals residing on the rented property have adequate protection in the event of a liability claim.

    2. Affordable Coverage

    APOLLO offers affordable rates, allowing renters to add roommates to their policy to take advantage of the cheap policies.

    3. Convenient Policy Management

    APOLLO's online platform makes it easy to manage policies and coverage, allowing renters to add or remove roommates as needed.

    How to Add Roommates to Your Policy with APOLLO Insurance

    Adding roommates to an APOLLO tenant insurance policy is easy. Simply indicate that you will be sharing the rented property with others while purchasing your policy, and APOLLO Insurance will guide you through the coverage options available for your situation.

    APOLLO is Canada’s leading provider of tenant insurance, designed specifically for renters and customizable to your lifestyle. Get your free quote in less than a minute and we’ll send your policy documents right to your inbox.

    Get a quote in less than a minute

    Get no-nonsense coverage that's the best value for your money. Purchase policies from your computer or phone, receive your documents instantly, and save when you buy online.

    Originally published July 4, 2023, updated September 17, 2024

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    Get no-nonsense coverage that's the best value for your money. Purchase policies from your computer or phone, receive your documents instantly, and save when you buy online.

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    Get no-nonsense coverage that's the best value for your money. Purchase policies from your computer or phone, receive your documents instantly, and save when you buy online.

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