Header bg
  • section background

    Wildfires Are on the Rise in 2024: What You Need to Know

    Hero bg 2
    does renters insurance cover fire damage to the apartment

    As wildfire season approaches in Canada, it’s crucial for renters to take proactive steps to safeguard themselves against potential disruptions. In recent years, wildfires have increasingly posed a significant threat to communities, displacing countless individuals and families. 2024 is no exception, and now is the time to ensure you're prepared.

    Get Tenant Insurance in less than a minute

    Get no-nonsense coverage that's the best value for your money. Purchase policies starting at $11/month, receive your documents instantly, and save when you buy online.

    Get a free quote

    4.7 rating

    Google Logo

    Wildfire Risks in Canada

    Canada's wildfire season, particularly prominent in provinces like British Columbia, Alberta, and Ontario, has become more intense in recent years. Wildfires can spread quickly, causing significant damage to property and, more immediately, disrupting daily lives by forcing evacuations. Given the unpredictable nature of wildfires, it’s essential for renters to be aware of their insurance coverage and take measures to protect themselves.

    Understanding Additional Living Expenses Coverage

    One crucial aspect of renter's insurance that often goes overlooked is Additional Living Expenses (ALE) coverage. ALE provides financial support for displaced renters, covering costs such as hotel stays, temporary accommodations, and other expenses incurred due to evacuation.

    This coverage ensures that renters aren't left struggling to find housing or manage extra costs if they're forced to evacuate their homes due to wildfires. Having this safety net is essential to navigate unexpected situations smoothly and reduce the stress associated with sudden displacement.

    Checking Your Policy

    To ensure you’re adequately covered, now is the time to review your current renter's insurance policy. Check if ALE is included and if its limits align with your needs. Consider the costs of living temporarily elsewhere and ensure your coverage reflects these potential expenses.

    How to Increase Your Policy Limits with APOLLO

    If you have a policy with APOLLO, here's how to simply and quickly modify your coverage limits:

    1. Log in to the Customer Portal by entering your email address and the secure one-time code that we will send to your inbox.

    2. Click "Policy Details" on the left hand side, then "Modify Coverage".

    3. Your updated quote will appear on the bottom right side of the screen, reflecting the change in your premium

    4. Click "Update Now" for your policy changes to take effect immediately.

    Please note that you cannot decrease coverage limits on the Customer Portal at this time.

    Staying Prepared Beyond Insurance

    While having the right insurance coverage is essential, renters can also take practical steps to prepare for wildfire season:

    • Create an Evacuation Plan: Know the safest routes out of your area, and have a plan for where you’d stay if evacuated.

    • Pack an Emergency Kit: Include essentials such as important documents, medications, and basic supplies to sustain you for a few days.

    • Stay Informed: Keep up with local news and alerts to stay aware of wildfire developments in your area.

    APOLLO offers effortless tenant insurance that keeps you covered when you need it most. Get your free quote in less than a minute and we’ll send your policy documents directly to your inbox.

    Get comprehensive Tenant Insurance for what matters

    Get no-nonsense coverage that's the best value for your money. Purchase in less than a minute, receive your policy instantly, and save when you buy online.

    Originally published April 29, 2024, updated April 30, 2024

    Back to APOLLO Magazine
    Share this article

    Get Tenant Insurance in less than a minute

    Get no-nonsense coverage that's the best value for your money. Purchase policies from your computer or phone, receive your documents instantly, and save when you buy online.

    Get Tenant Insurance in less than a minute

    Get no-nonsense coverage that's the best value for your money. Purchase policies from your computer or phone, receive your documents instantly, and save when you buy online.

    Relevant articles

    marketing ideas for small business Canada

    17 Marketing Ideas to Promote Your Business

    does tenant insurance cover damage to landlord’s property

    Can a Landlord Make You Get Tenant Insurance?

    scope of tenant insurance canada

    What Do You Need for Tenant Insurance?

    Pros and Cons of Hiring a Real Estate Agent for Rentals

    Pros and Cons of Hiring a Real Estate Agent for Rentals

    section background
    section background

    Getting insured is as easy as 1 - 2 - 3

    Tell us (very little) about yourself
    1

    Tell us (very little) about yourself

    Just tell us your address, your name, email and phone number. And that's it. We'll give you a price in less than a minute.

    Pay online easily and securely
    2

    Pay online easily and securely

    You can choose to pay monthly or save money by paying for the entire year in one easy payment.

    Get your documents in your inbox - instantly
    3

    Get your documents in your inbox - instantly

    As soon as you complete your purchase, you'll find your proof of insurance and policy documents waiting for you in your inbox.

    Get covered today - it couldn’t be easier

    We’ve provided more than 1,000,000 quotes to Canadians just like you. Give it a try!

    Google Logo

    Reviews

    4.7 rating

    1,781 reviews

    view all

    Across Canada

    Contact Us
    Apollo logo

    © 2024 APOLLO Insurance Solutions Ltd.

    111 Water Street, Unit 210, Vancouver, British Columbia, V6B 1A7

    APOLLO Insurance Agency Ltd. (o/a APOLLO Brokerage in the province of Ontario only) is a licensed retail brokerage, offering our clients with a comprehensive set of insurance solutions to meet their individual needs. APOLLO Insurance Agency Ltd. maintains necessary corporate licensing in provinces across Canada. Availability of products and service depends on licensing and product availability. The information that appears on this page is provided for information purposes only. Advertised products and prices are not guaranteed and vary based on insurance provider and/or insurance company's discretion and product availability.

    Transparency and Disclosure: APOLLO Insurance Agency's role is to provide you with exceptional service and the best insurance products that suit your needs. As a licensed retail brokerage, our compensation is based on a commission basis already built into your insurance premium and varies based on the product purchased through our platform. For a description of how APOLLO Insurance Agency is compensated and how this is calculated, please refer to our Compensation Disclosure document. For consumers in Ontario, please review the RIBO Conduct Fact Sheet and the RIBO Conduct Guidance document.