Header bg
  • section background

    How to Get the Best Tenant Insurance in Nova Scotia

    Hero bg 2
    how much is tenants insurance

    Life in Nova Scotia has much to offer, from idyllic maritime scenes to trendy city living. However, regardless of the type of rental property you call home, safeguarding your space with tenant insurance is a must. This article aims to help you navigate your way to the best tenant insurance policy for you in this unique part of Canada.

    Get a quote in less than a minute

    Get no-nonsense coverage that's the best value for your money. Purchase policies from your computer or phone, receive your documents instantly, and save when you buy online.

    Get a free quote

    4.7 rating

    Google Logo

    Understanding Tenant Insurance

    Tenant insurance, also known as renter’s insurance, is a vital coverage that protects your personal belongings from potential losses like fire, theft or vandalism while also offering liability protection should someone get injured on your premises or if you accidentally damage another person’s property.

    Tenant insurance typically covers three key areas – personal property, third-party liability and additional living expenses should you be temporarily displaced due to a covered peril.

    Factors Affecting Tenant Insurance in Nova Scotia

    In Nova Scotia, several factors come into play that can influence the cost of your tenant insurance. These include the location of the property, the type and size of dwelling, the amount of personal property coverage needed and the deductible chosen.

    Greater insurance premiums are often associated with city living, as compared to rural areas, due to higher associated risk levels. The age and condition of the building can also affect your insurance premiums.

    Guide on Choosing the Best Tenant Insurance

    Understanding your needs is a crucial step in choosing the right tenant insurance. Estimate the value of your belongings to ensure you have enough coverage for potential losses.

    Compare quotes from different insurance providers to find a competitive rate. However, remember that peace of mind and comprehensive coverage are more important than simply the lowest premium.

    Get comprehensive tenant insurance for what matters

    Get no-nonsense coverage that's the best value for your money. Purchase in less than a minute, receive your policy instantly, and save when you buy online.

    Remember to customize your policy based on your unique needs. If you have special or high-value belongings, it might be worthwhile to opt for additional add-ons or endorsements to your base policy.

    Money-saving Strategies for Tenant Insurance

    In Nova Scotia, many providers offer discounts if you have not made an insurance claim for a certain period or if you have supplementary safety systems installed, like a burglar alarm or fire extinguisher.

    Consider adjusting your deductible; by agreeing to pay a higher deductible, you may be able to lower your premium. However, ensure it is an amount you are comfortable with and can afford in the event of a loss.

    The Claim Filing Process with Tenant Insurance

    Should you experience a loss, promptly contact your insurer to report the claim. Provide detailed information and documentation (like photos or receipts) to support your claim. Maintain regular and open communication with your insurer throughout the claim process for the best result.

    APOLLO offers effortless tenant insurance designed to protect renters in Nova Scotia and across Canada. Get your free quote on our online platform in less than a minute and we’ll send your policy documents right to your inbox.

    Get a quote in less than a minute

    Get no-nonsense coverage that's the best value for your money. Purchase policies from your computer or phone, receive your documents instantly, and save when you buy online.

    Originally published July 5, 2023, updated July 31, 2025

    Back to APOLLO Magazine
    Share this article

    Get a quote in less than a minute

    Get no-nonsense coverage that's the best value for your money. Purchase policies from your computer or phone, receive your documents instantly, and save when you buy online.

    Get a quote in less than a minute

    Get no-nonsense coverage that's the best value for your money. Purchase policies from your computer or phone, receive your documents instantly, and save when you buy online.

    Relevant articles

    section background
    section background

    Getting insured is as easy as 1 - 2 - 3

    Tell us (very little) about yourself
    1

    Tell us (very little) about yourself

    Just tell us your address, your name, email and phone number. And that's it. We'll give you a price in less than a minute.

    Pay online easily and securely
    2

    Pay online easily and securely

    You can choose to pay monthly or save money by paying for the entire year in one easy payment.

    Get your documents in your inbox - instantly
    3

    Get your documents in your inbox - instantly

    As soon as you complete your purchase, you'll find your proof of insurance and policy documents waiting for you in your inbox.

    Get covered today - it couldn’t be easier

    We’ve provided more than 1,000,000 quotes to Canadians just like you. Give it a try!

    Google Logo

    Reviews

    4.7 rating

    2,879 reviews

    view all

    Tenant Insurance

    Contact Us
    Apollo logo

    © 2025 APOLLO Insurance Solutions Ltd.

    777 Hornby St, Suite 600, Vancouver, BC, V6Z 1S4.

    APOLLO Insurance Agency Ltd. (o/a APOLLO Brokerage in the province of Ontario only) is a licensed retail brokerage, offering our clients with a comprehensive set of insurance solutions to meet their individual needs. APOLLO Insurance Agency Ltd. maintains necessary corporate licensing in provinces across Canada. Availability of products and service depends on licensing and product availability. The information that appears on this page is provided for information purposes only. Advertised products and prices are not guaranteed and vary based on insurance provider and/or insurance company's discretion and product availability.

    Transparency and Disclosure: APOLLO Insurance Agency's role is to provide you with exceptional service and the best insurance products that suit your needs. As a licensed retail brokerage, our compensation is based on a commission basis already built into your insurance premium and varies based on the product purchased through our platform. For a description of how APOLLO Insurance Agency is compensated and how this is calculated, please refer to our Compensation Disclosure document. For consumers in Ontario, please review the RIBO Conduct Fact Sheet and the RIBO Conduct Guidance document.