Header bg
  • section background

    How to Get Renters Insurance in Manitoba

    Hero bg 2
    registering a business in Manitoba

    Renters insurance, though often overlooked, is essential for anyone renting a property in Manitoba. It helps protect your belongings, cover liabilities, and provide peace of mind in case of unexpected circumstances. This article lays out the crucial steps on how to secure the right renters insurance coverage for your needs in Manitoba.

    Need Tenant Insurance?

    Get a Free Quote

    Understanding Renters Insurance

    Renters insurance in Manitoba covers three main aspects:

    • Personal Property: This covers the cost to replace or repair your personal belongings that could be damaged due to perils like fire, vandalism, or theft.

    • Liability: It protects you from the financial repercussions of accidental damage to others’ property or bodily injury caused by you or your family members.

    • Additional Living Expenses (ALE): Should a disaster render your rental property uninhabitable, this coverage helps with any extra living expenses incurred.

    Steps to Get Renters Insurance in Manitoba

    Step 1: Assess Your Coverage Needs

    Firstly, create an inventory of your personal possessions, such as electronics, furniture, and clothes, and estimate their total value. This will help you determine how much coverage you require.

    Step 2: Start Shopping Around

    Request quotes from several insurance providers. This can be done either online or directly. When comparing quotes, consider their reputation, policy premium, deductible, coverage limits, and customer service.

    APOLLO offers tenant insurance starting at just $11/month.

    Get the protection you need in minutes with custom Tenant Insurance from APOLLO.

    Get a Free Quote

    Step 3: Review and Understand Your Policy

    After selecting a suitable insurance provider, they will provide you with a policy document. Ensure you read it thoroughly and understand the terms, exclusions, deductibles, and claim procedures.

    Step 4: Make the Purchase

    If you’re satisfied with the policy and its terms, proceed with purchasing it. You will usually have the option to pay the entire premium upfront or spread it out monthly.

    Step 5: Keep Updating Your Policy

    Regularly update your policy to reflect any changes in your possessions. For example, if you acquire new valuables, make necessary adjustments to your policy. Conversely, if you no longer own items on the inventory, notify your insurer to modify your coverage.

    Tips for Saving on Renters Insurance

    • Higher Deductible: A higher deductible typically results in lower monthly premiums. However, remember that you’ll have to pay more out-of-pocket if you file a claim.

    • Bundling Policies: Combining renters insurance with other policies like auto insurance could result in discounts from your insurer.

    • Safety Features: Installing safety features like smoke alarms, fire extinguishers, and burglar alarms can reduce your premium.

    • Check for Discounts: Some insurance providers offer discounts for non-smokers or customers with a claims-free history.

    APOLLO offers tenant insurance designed to protect renters across Canada. Get your free quote in less than a minute and we’ll email your unique policy documents right to your inbox.

    APOLLO Has You Covered

    Get the protection you need in minutes with custom Tenant Insurance from APOLLO.

    Get a Free Quote

    Originally published June 30, 2023, updated August 25, 2023

    Back to APOLLO Magazine
    Share this article

    Get Tenant Insurance in less than a minute

    Get no-nonsense coverage that's the best value for your money. Purchase policies from your computer or phone, receive your documents instantly, and save when you buy online.

    Get a free quote

    4.7 rating

    Google Logo

    Get Tenant Insurance in less than a minute

    Get no-nonsense coverage that's the best value for your money. Purchase policies from your computer or phone, receive your documents instantly, and save when you buy online.

    Relevant articles

    tenant insurance vs landlord insurance canada

    APOLLO Insurance Introduces FinShore

    how to sell on amazon Canada

    Business and Insurance Requirements: How to Sell on Amazon

    how to start a contracting business

    How to Start a Contracting Business

    does tenant insurance cover damage to landlord’s property

    Can I Buy Tenant Insurance Online?

    section background
    section background

    Getting insured is as easy as 1 - 2 - 3

    Tell us (very little) about yourself

    Tell us (very little) about yourself

    Just tell us your address, your name, email and phone number. And that's it. We'll give you a price in less than a minute.

    Pay online easily and securely

    Pay online easily and securely

    You can choose to pay monthly or save money by paying for the entire year in one easy payment.

    Get your documents in your inbox - instantly

    Get your documents in your inbox - instantly

    As soon as you complete your purchase, you'll find your proof of insurance and policy documents waiting for you in your inbox.

    Get covered today - it couldn’t be easier

    We’ve provided more than 1,000,000 quotes to Canadians just like you. Give it a try!

    Google Logo


    4.7 rating

    1,683 reviews

    view all

    Across Canada

    Contact Us
    Apollo logo

    © 2024 APOLLO Insurance Solutions Ltd.

    111 Water Street, Unit 210, Vancouver, British Columbia, V6B 1A7

    APOLLO Insurance Agency Ltd. (o/a APOLLO Brokerage in the province of Ontario only) is a licensed retail brokerage, offering our clients with a comprehensive set of insurance solutions to meet their individual needs. APOLLO Insurance Agency Ltd. maintains necessary corporate licensing in provinces across Canada. Availability of products and service depends on licensing and product availability. The information that appears on this page is provided for information purposes only. Advertised products and prices are not guaranteed and vary based on insurance provider and/or insurance company's discretion and product availability.

    Transparency and Disclosure: APOLLO Insurance Agency's role is to provide you with exceptional service and the best insurance products that suit your needs. As a licensed retail brokerage, our compensation is based on a commission basis already built into your insurance premium and varies based on the product purchased through our platform. For a description of how APOLLO Insurance Agency is compensated and how this is calculated, please refer to our Compensation Disclosure document. For consumers in Ontario, please review the RIBO Conduct Fact Sheet and the RIBO Conduct Guidance document.