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We promise to beat the price of any tenant insurance quote or existing policy you give us, guaranteed. Customers save an average of $84/year* with our Best Price Guarantee – securing a lower price without sacrificing the quality of their coverage.
4.7 rating
With APOLLO Insurance Agency Ltd. (APOLLO), plans start as low as $13/month, with most customers paying an average of $21/month† depending on location, coverage limits and add-ons.
And with APOLLO's Best Price Guarantee, you can be confident you're getting the best value.
We don’t compromise on coverage or support. We just do tenant insurance better, saving you money.
†Based on tenant insurance quotes issued by APOLLO, Aug 2025 – Mar 2026.
If you’ve received a tenant insurance quote or have an existing policy, we promise to offer you a better price.
That’s the APOLLO Best Price Guarantee. It really is as simple as that.
The amount you save will depend on everything from the type of building you live in, to where you are in Canada – not to mention, how much your current quote or policy is.
On average, our customers save $84 a year when using the APOLLO Best Price Guarantee. Find out how much the average saving is in your province:
Enter a few details and begin your quote.
We’ll ask about your current policy or quotes you've received.
Our platform automatically reviews your documents and pricing data to find you a better policy in real time.
At APOLLO, we utilize a combination of expert underwriting and artificial intelligence to analyze submitted documents and pricing data, automatically comparing rates and providing a competitive quote that beats the price in real-time.
This automated process – carefully developed by our team of insurance professionals and product engineers – means you always get a price that beats your current policy or quote from another provider.
Whether you’re getting a quote, or (hopefully never) having to make a claim, our Best Price Guarantee is the first step in an exceptional tenant insurance experience.
Find out why so many Canadians trust APOLLO
Affordable insurance designed for renters, with customizable coverage to fit your needs and budget.
Answer a few simple questions, pay online, and receive your proof of insurance instantly.
Buy, manage, and download your policy online – no paperwork, no phone calls.
Thousands of Canadian renters trust APOLLO for fast quotes, easy service, and reliable claims support.
No credit check required.
Hear from our satisfied customers, who saved money on their tenant insurance thanks to our Best Price Guarantee.
“A simple sign-up process, great website layout and flow, immediate quote, and the price provided by APOLLO beat 3 other quotes I went for.”
Rich Blanchet
“An easy booking process & 50% more affordable than 2 other competitors. APOLLO is much more cost effective and easy to use.”
Heather Aleinik
“Just set up my insurance with APOLLO Insurance and I was able to save. Definitely would recommend!"
Camille Lee
Just tell us your address, your name, email and phone number. And that's it. We'll give you a price in less than a minute.
You can choose to pay monthly or save money by paying for the entire year in one easy payment.
As soon as you complete your purchase, you'll find your proof of insurance and policy documents waiting for you in your inbox.
Tenant insurance is a type of policy which helps protect renters financially. It provides support with the replacement cost of belongings, personal liability coverage, and help with the costs of temporary accommodation if you can no longer live in your home.
A policy usually kicks in if your possessions are stolen or damaged, when someone takes legal action against you for an accident or damages you caused in your home, or if you have to pay for moving costs, hotel stays, meals, new clothing, and other expenses you might face if you’re suddenly unable to stay in your rented accommodation.
Simply put, Contents Insurance covers your personal belongings - the contents of your home. This helps pay for loss or damage to your personal property caused by a covered event.
Have you ever wondered what you would do if you couldn't live in your apartment due to an emergency? This coverage can help you pay for hotels and food if you are forced out of your home after a covered event.
Accidents happen. And they can be costly. Personal Liability coverage protects you if you are held responsible for property damage or personal injury to others, at home or anywhere else.
Are you a full time student? We have a product specially designed for you! Check out our Student Tenant coverage.
What is APOLLO's Best Price Guarantee?*
Our Best Price Guarantee is a promise we make to our customers – give us a quote, or tell us your existing policy amount, and we’ll beat it. It takes less than two minutes to save on your monthly or annual premiums.
Who is eligible for APOLLO’s Best Price Guarantee?
Anyone who wants or needs tenant insurance is eligible. All you have to do is bring us a quote or existing policy, and we’ll offer you a better price on comparable coverage.
How to get APOLLO’s Best Price Guarantee?
You can get APOLLO’s Best Price Guarantee in three easy steps:
Start your quote
Provide details from your existing policy or quote (we’ll ask if you have one during the process)
Get the coverage you need at a better price
From there, you just need to purchase your policy.
What are the terms and exclusions for APOLLO’s Best Price Guarantee?
To qualify for our Best Price Guarantee, your application must have the same address as your current policy, or the quote you’ve been given. It also needs to include comparable coverages to what we offer, and have a premium of at least $10 per month.
How much will APOLLO’s Best Price Guarantee beat the price by?
That depends on a lot of factors. How much your original policy or quote is, is a big one. We’ll also factor in where you live, the kind of building you’re in, and the type of coverage you want. There’s no exact amount that a person saves with APOLLO’s Best Price Guarantee, but an average annual saving is $84 per year across Canada.
Is tenant insurance mandatory in Canada?
Tenant insurance is not mandatory in Canada – but some landlords may ask you to have it as part of your lease agreement. If they do require it, and you don’t have a policy, you run the risk of eviction. Luckily, tenant insurance is very affordable and provides genuine financial security, so it’s worth it.
What happens if you don’t have tenant insurance?
Not having a tenant insurance policy could see you pay thousands for repairs to damages you caused, water and fire damage, legal fees, or temporary moving expenses. It also means if you want to replace belongings damaged as part of an insured event, you’ll have to cover the cost alone.
How quickly can I get tenant insurance?
You can find affordable tenant insurance in less than two minutes through APOLLO. Our online platform is quick and easy to use, and we make sure to only ask essential questions. The good news is that taking advantage of our Best Price Guarantee won’t hold you up either. You just need to tell us a few details about your policy or quote and we’ll instantly work out what we can save you.
The savings figures on this page are based on quotes generated through APOLLO's Best Price Guarantee between November 1, 2025 and May 31, 2026. Savings represent the average difference in annual premium between a customer's existing quote or policy and the quote provided by APOLLO through the Best Price Guarantee process. Individual savings will vary based on location, coverage selections, and current provider.
| Province | Average savings achieved with APOLLO's Best Price Guarantee* |
|---|---|
| Ontario | $91.24 |
| British Columbia | $97.21 |
| Alberta | $89.67 |
| Nova Scotia | $82.41 |
| New Brunswick | $84.60 |
| Manitoba | $86.72 |
| Saskatchewan | $91.34 |
| Newfoundland | $84.29 |
| Prince Edward Island | $79.57 |
*Based on the average difference in price between an APOLLO quote vs other providers for customers using Best Price Guarantee (Nov 1, 2025 - May 31, 2026). Insurance arranged through APOLLO Insurance Agency Ltd., licensed where required. Coverage and pricing are subject to insurer review, underwriting approval, eligibility, terms, conditions, exclusions, limitations, and minimum premiums.
