Is Tenant Insurance Mandatory in Alberta?
As a tenant in Alberta, you may be wondering if you are required to have tenant insurance. The short answer is no, tenant insurance is not mandatory in Alberta. However, just because it is not required by law does not mean it is not important to have.
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What is Tenant Insurance?
Tenant insurance, also known as renters insurance, is a type of insurance that provides coverage for your personal belongings and liability protection in case of damage or loss of property. It can also provide coverage for additional living expenses if you are forced to leave your rental property due to damage or other covered events.
Why Should You Consider Tenant Insurance?
While tenant insurance is not mandatory in Alberta, it is highly recommended. Without tenant insurance, you could be responsible for paying out of pocket for any damage or loss of personal property in your rental unit. Additionally, if someone is injured on your rental property, you could be held liable for any damages or medical expenses.
How Much Does Tenant Insurance Cost?
The cost of tenant insurance varies depending on a number of factors, including the amount of coverage you need, the deductible you choose, and your location. On average, tenant insurance in Alberta can range from $15 to $30 per month.
APOLLO offers effortless tenant insurance for renters in Canada. Get a free quote in less a minute, and we will send your policy documents right into your inbox.
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Originally published June 20, 2023, updated August 25, 2023
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