How to Get Renters Insurance in London, Ontario
Living in London, Ontario, with its rich history, picturesque landscape, and vibrant art scene, is a unique experience. As a renter, one of the most critical steps you can take to protect your lifestyle is procuring a good renters insurance policy. APOLLO offers comprehensive coverage starting at just $11/month, making it easy to stay protected without breaking the bank. This guide will walk you through how to obtain renters insurance in London, Ontario.
Need Tenant Insurance?
Why Do You Need Renters Insurance?
While renters insurance is not required by law in Ontario, it’s an essential safeguard for your personal belongings against damages caused by unforeseen events, such as fire, theft, or water damage. Furthermore, if a guest is injured at your rented place, your policy’s liability coverage can protect against potential legal costs.
How to Get Renters Insurance in London, Ontario
Acquiring renters insurance in London, Ontario is a straightforward process that involves several key steps.
Comparison Shopping
Don’t rush to choose the first insurer that comes your way. Research several insurance companies and compare their policies and rates. Some may offer additional discounts for bundled policies (e.g., auto and renters insurance) which can lower your overall insurance costs.
Assess Your Belongings
Take an inventory of your personal property and calculate the total replacement cost. This will help ensure that you have sufficient coverage if your belongings are damaged or stolen.
APOLLO offers tenant insurance starting at just $11/month.
Get the protection you need in minutes with custom Tenant Insurance from APOLLO.
Determine Your Liability Coverage Needs
Evaluate how much liability coverage you might need. Liability coverage protects you if you unintentionally cause damage to the property or to others while on your premises.
Pick a Deductible
The deductible is the amount you agree to pay out-of-pocket before your insurance coverage kicks in. A higher deductible usually means a lower monthly premium, and vice versa. Choose an affordable deductible based on your financial situation.
Get a Quote
Once you’ve evaluated your personal property, liability needs, and potential deductible, reach out to insurance companies for a quote or use online quote tools for convenience.
Purchase Your Policy
After evaluating the quotes, select your desired policy and make the purchase. You’ll typically need your personal information and details about your rental unit.
APOLLO offers effortless tenant insurance for renters across Canada starting at just $11/month. Get your free quote in less than a minute and we’ll send your unique policy documents right to your inbox.
APOLLO Has You Covered
Get the protection you need in minutes with custom Tenant Insurance from APOLLO.
Originally published June 30, 2023, updated August 25, 2023
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