How to Get Home Insurance for Renters
In many cases, renters overlook the perks of having home insurance policy. Similar to homeowners securing their homes with insurance, a renter’s insurance policy can also help guard you against the unexpected. If you’re a renter and you wish to safeguard your personal belongings, you might want to consider having tenant insurance for your rental home. Here is a step-by-step guide on how to get home insurance for renters.
Need Tenant Insurance?
Understand Why Renters Need Insurance
While your landlord likely has insurance to cover the building, your personal items aren’t covered under those policies.
Deciding What You Need Insured
Personal Property Coverage: This protects your belongings, like furniture, electronics, or clothing, from theft or damage.
Liability Coverage: If someone gets injured at your residence, liability coverage will protect you from potential lawsuits.
Loss of Use: If your home becomes unliveable, this coverage will handle your temporary living expenses.
Start by Getting Several Quotes
Contact various insurance companies or use online tools to receive multiple quotes.Talk to an insurance broker. They can help you get a comprehensive comparison among various insurance options.
Choose the Right Policy for You
Once you have all the quotes in hand, compare each policy option.
Purchase the Policy
Once you’ve chosen the right policy for you, the next step is purchasing your insurance.
Keep It Up to Date
Don’t just forget about your insurance once it’s in place. Keep your policy up to date to ensure that you are always covered.
APOLLO offers effortless tenant insurance designed to protect renters and their belongings. Get a free quote in less than a minute and we’ll send your policy documents directly to your inbox.
APOLLO Has You Covered
Get the protection you need in minutes with custom Tenant Insurance from APOLLO.
Originally published June 29, 2023, updated August 25, 2023
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