Everything Renters Insurance Liability Coverage Protects You Against

When renting a home, it’s important to have renters insurance that includes liability coverage. This type of coverage can protect you financially in various situations, giving you peace of mind. Here’s everything renters insurance liability coverage protects you against.

Get a quote in less than a minute

Get no-nonsense coverage that's the best value for your money. Purchase policies from your computer or phone, receive your documents instantly, and save when you buy online.

Get a free quote

4.7 rating

• Personal Liability: Renters insurance liability coverage safeguards you if you are found legally responsible for causing bodily injury or property damage to someone else. If a guest slips and falls in your rented property and decides to sue you, liability coverage can help cover legal fees, medical expenses, and potential settlement costs.

• Property Damage: If you accidentally damage someone else’s property, liability coverage can cover the costs. Whether you break a neighbor’s valuable item or accidentally start a fire that damages neighboring units, your insurance can help pay for repairs or replacements.

• Legal Defense Costs: In situations where you are taken to court, liability coverage can cover legal defense costs, including attorney fees, court fees, and other related expenses. Even if you end up not being found legally responsible, the coverage can help with the costs involved in defending yourself.

• Medical Expenses: Renters insurance liability coverage can assist with medical expenses if someone gets injured on your rental property, regardless of who is at fault. If a visitor gets hurt and requires medical treatment, your insurance can cover their medical expenses, reducing the risk of them suing you.

Get comprehensive tenant insurance for what matters

Get no-nonsense coverage that's the best value for your money. Purchase in less than a minute, receive your policy instantly, and save when you buy online.

Get a Free Quote

4.7 rating

• Damage Caused by Pets: If you have pets, liability coverage can protect you against damages they may cause. For example, if your dog bites someone or causes property damage, your renters insurance can cover the associated costs, including medical expenses and property repairs.

• Lawsuits and Legal Settlements: Whether it’s a slip and fall incident, damage caused by water leaks, or other accidents, liability coverage can help cover the costs of lawsuits and legal settlements. Without this coverage, you may be personally responsible for paying any damages or settlements.

• Accidental Injuries: Renters insurance liability coverage can even protect you if you accidentally injure someone while outside your rental property. For example, if you accidentally injure someone while playing a sport or in a different location, liability coverage can help cover the related expenses.

APOLLO offers effortless tenant insurance designed to protect renters and their belongings. Get a free quote in less than a minute and we’ll send your policy documents directly to your inbox.

Get a quote in less than a minute

Get no-nonsense coverage that's the best value for your money. Purchase policies from your computer or phone, receive your documents instantly, and save when you buy online.

Get a free quote

4.7 rating