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    Do You Need Tenant Insurance in Ontario?

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    Renting a home in Ontario comes with its own set of responsibilities, and one of the most crucial is protecting your belongings and liabilities. Tenant insurance, also known as renters insurance, provides financial protection in case of unforeseen events. In this article, we will discuss the importance of tenant insurance in Ontario and highlight how APOLLO Insurance offers comprehensive coverage tailored to meet the needs of tenants.

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    Why is Tenant Insurance Essential in Ontario?

    1. Protection for Personal Belongings

    Tenant insurance safeguards your personal belongings in case of damage or loss caused by events such as fire, theft, or water damage. APOLLO Insurance provides coverage options that ensure your valuable possessions are protected, offering peace of mind.

    2. Liability Coverage

    Accidents happen, and as a tenant, you could be held responsible for damage to the rental property or injury to others. Tenant insurance includes liability coverage, which can protect you financially in such situations. APOLLO Insurance understands the importance of liability coverage and offers policies that safeguard you against unexpected liability claims.

    3. Additional Living Expenses

    In the event that your rental unit becomes temporarily uninhabitable due to an insured event, tenant insurance can cover additional living expenses. This coverage helps you find alternative accommodation and covers expenses such as hotel stays or meals. APOLLO Insurance provides options to ensure you are adequately protected in such circumstances.

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    Get no-nonsense coverage that's the best value for your money. Purchase in less than a minute, receive your policy instantly, and save when you buy online.

    Why Choose APOLLO Insurance for Tenant Insurance?

    1. Tailored Coverage

    APOLLO Insurance understands that each tenant's needs are unique. They offer flexible coverage options that can be customized to match your specific requirements, ensuring you have the right protection at the right price.

    2. Easy and Convenient Process

    APOLLO Insurance streamlines the tenant insurance process by providing a user-friendly online platform. With just a few clicks, you can obtain a quote, customize your coverage, and purchase your policy from the comfort of your home.

    3. Competitive Rates

    APOLLO Insurance is committed to providing affordable rates for tenant insurance without compromising on coverage. Their extensive network of insurance providers ensures that you have access to competitive rates tailored to your budget.

    4. Exceptional Customer Service

    APOLLO Insurance takes pride in offering exceptional customer service. Their dedicated team is always ready to assist you with any questions or concerns related to your tenant insurance policy, ensuring a smooth and hassle-free experience.

    APOLLO is Canada’s leading provider of tenant insurance, designed specifically for renters and customizable to your lifestyle. Get your free quote in less than a minute and we’ll send your policy documents right to your inbox.

    Get a quote in less than a minute

    Get no-nonsense coverage that's the best value for your money. Purchase policies from your computer or phone, receive your documents instantly, and save when you buy online.

    Originally published December 4, 2023, updated July 31, 2025

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    Get no-nonsense coverage that's the best value for your money. Purchase policies from your computer or phone, receive your documents instantly, and save when you buy online.

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    Get no-nonsense coverage that's the best value for your money. Purchase policies from your computer or phone, receive your documents instantly, and save when you buy online.

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    © 2025 APOLLO Insurance Solutions Ltd.

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    APOLLO Insurance Agency Ltd. (o/a APOLLO Brokerage in the province of Ontario only) is a licensed retail brokerage, offering our clients with a comprehensive set of insurance solutions to meet their individual needs. APOLLO Insurance Agency Ltd. maintains necessary corporate licensing in provinces across Canada. Availability of products and service depends on licensing and product availability. The information that appears on this page is provided for information purposes only. Advertised products and prices are not guaranteed and vary based on insurance provider and/or insurance company's discretion and product availability.

    Transparency and Disclosure: APOLLO Insurance Agency's role is to provide you with exceptional service and the best insurance products that suit your needs. As a licensed retail brokerage, our compensation is based on a commission basis already built into your insurance premium and varies based on the product purchased through our platform. For a description of how APOLLO Insurance Agency is compensated and how this is calculated, please refer to our Compensation Disclosure document. For consumers in Ontario, please review the RIBO Conduct Fact Sheet and the RIBO Conduct Guidance document.