Header bg
  • section background

    Cheapest Tenant Insurance in BC

    Hero bg 2
    rent increase bc canada

    Explore how to get affordable tenant insurance in BC and get tips on how to save money while protecting your personal belongings and liability.

    Tenant insurance is an essential aspect of renting a property, as it protects your personal belongings, covers liability, and provides additional living expenses in case of unforeseen events. In British Columbia, finding affordable tenant insurance options is crucial for renters who want to ensure their possessions are protected without breaking the bank. This article will discuss the cheapest tenant insurance options in BC and provide tips for finding the best coverage for your needs.

    Get a quote in less than a minute

    Get no-nonsense coverage that's the best value for your money. Purchase policies from your computer or phone, receive your documents instantly, and save when you buy online.

    Get a free quote

    4.7 rating

    Google Logo

    What is Tenant Insurance?

    Tenant insurance, also known as renter’s insurance, is a type of insurance policy that covers the personal property of renters in case of damage or theft. It also provides liability coverage in case someone is injured on the rented property and additional living expenses if the rental unit becomes uninhabitable due to a covered event. The benefits of having tenant insurance include peace of mind, financial protection, and compliance with rental agreements that may require it.

    Factors Affecting Tenant Insurance Rates in BC

    Several factors can affect the cost of tenant insurance in BC, including:

    • Location of the rental property: Rates may vary depending on the neighbourhood and its risk factors, such as crime rates and proximity to fire stations.

    • Value and type of personal belongings: The more valuable your possessions, the higher the coverage required and the higher the premium.

    • Deductible amount: Choosing a higher deductible can result in lower premiums.

    • Discounts and bundling options: Many insurance providers offer discounts for bundling tenant insurance with other policies, such as auto insurance, or for having safety features in the rental property.

    Get comprehensive tenant insurance for what matters

    Get no-nonsense coverage that's the best value for your money. Purchase in less than a minute, receive your policy instantly, and save when you buy online.

    Tips for Finding the Cheapest Tenant Insurance in BC

    Shop around and compare quotes from multiple providers to find the best coverage and rates for your needs.

    • Take advantage of discounts and bundling options to lower your premiums.

    • Choose a higher deductible for a lower premium, but make sure it’s an amount you can afford to pay in case of a claim.

    APOLLO offers effortless tenant insurance designed to protect renters from unexpected costs. Get a free quote in less than a minute and we’ll email your policy documents right to you.

    Get a quote in less than a minute

    Get no-nonsense coverage that's the best value for your money. Purchase policies from your computer or phone, receive your documents instantly, and save when you buy online.

    Originally published June 14, 2023, updated September 7, 2023

    Back to APOLLO Magazine
    Share this article

    Get a quote in less than a minute

    Get no-nonsense coverage that's the best value for your money. Purchase policies from your computer or phone, receive your documents instantly, and save when you buy online.

    Get a quote in less than a minute

    Get no-nonsense coverage that's the best value for your money. Purchase policies from your computer or phone, receive your documents instantly, and save when you buy online.

    Relevant articles

    section background
    section background

    Getting insured is as easy as 1 - 2 - 3

    Tell us (very little) about yourself
    1

    Tell us (very little) about yourself

    Just tell us your address, your name, email and phone number. And that's it. We'll give you a price in less than a minute.

    Pay online easily and securely
    2

    Pay online easily and securely

    You can choose to pay monthly or save money by paying for the entire year in one easy payment.

    Get your documents in your inbox - instantly
    3

    Get your documents in your inbox - instantly

    As soon as you complete your purchase, you'll find your proof of insurance and policy documents waiting for you in your inbox.

    Get covered today - it couldn’t be easier

    We’ve provided more than 1,000,000 quotes to Canadians just like you. Give it a try!

    Google Logo

    Reviews

    4.7 rating

    2,567 reviews

    view all

    Across Canada

    Contact Us
    Apollo logo

    © 2025 APOLLO Insurance Solutions Ltd.

    111 Water Street, Unit 210, Vancouver, British Columbia, V6B 1A7

    APOLLO Insurance Agency Ltd. (o/a APOLLO Brokerage in the province of Ontario only) is a licensed retail brokerage, offering our clients with a comprehensive set of insurance solutions to meet their individual needs. APOLLO Insurance Agency Ltd. maintains necessary corporate licensing in provinces across Canada. Availability of products and service depends on licensing and product availability. The information that appears on this page is provided for information purposes only. Advertised products and prices are not guaranteed and vary based on insurance provider and/or insurance company's discretion and product availability.

    Transparency and Disclosure: APOLLO Insurance Agency's role is to provide you with exceptional service and the best insurance products that suit your needs. As a licensed retail brokerage, our compensation is based on a commission basis already built into your insurance premium and varies based on the product purchased through our platform. For a description of how APOLLO Insurance Agency is compensated and how this is calculated, please refer to our Compensation Disclosure document. For consumers in Ontario, please review the RIBO Conduct Fact Sheet and the RIBO Conduct Guidance document.