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Why Do Pet Businesses Need Insurance?
From dog walking to grooming, regardless of the service that your business provides, you must obtain insurance. Similarly to working directly with people, you must also be aware of the inherent risks when dealing with pets one on one. Every animal is different, and because of this, there will always be a chance of exposure to risk, and as the business owner, the consequences will fall on you. Whether you’re facing a lawsuit or an employee injures themselves on the job, you will be the person liable regardless of who’s at fault. The service you provide with your pet business is undeniably valuable to clients, but you could suffer immensely without the proper coverage. To ensure this doesn’t happen to you, obtain a customizable insurance plan today and automatically set yourself up with lasting financial security.
There Are Three Kinds of Insurance Every Pet Business Needs
Professional Liability Insurance
Professional liability insurance, also known as errors and omissions insurance for pet businesses, responds to when lawsuits claim a business owner was providing unsatisfactory, negligent, or falsified services to a client.
General Liability Insurance
General liability insurance for pet businesses is the most basic form of coverage that absorbs any fees associated with accidents during day-to-day business operations. Typically, this policy is used against third-party claims of property damage or bodily injury.
Contents Insurance
Contents insurance for pet businesses covers any damages or losses that occur due to a covered peril. Possessing this kind of policy is especially important if the services they provide require an owned or leased workspace that stores any company-owned equipment, inventory, or furniture.
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Customized insurance options for pet businesses at affordable monthly rates with APOLLO Insurance.