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Why Health & Fitness Professionals need insurance
The three kinds of insurance every Health & Fitness Professional needs
Professional Liability Insurance
Professional liability insurance will pay for any damages the court awards to the plaintiff but also many costs associated with your defence (lost wages, legal fees, expert testimony, etc.). These extra costs are paid for on top of your limit of insurance. Many clubs or studios won’t even let you see clients in their facilities without proof of professional liability insurance in place.
General Liability Insurance
Clients come in and out of your gym or fitness facility on a regular basis. There might be water on the floor or dangerous weights and other equipment lying around. There’s no shortage of things that have the potential to cause injury or property damage to visitors. Make sure you have a Commercial General Liability policy in place to protect yourself against lawsuits from visitors who are injured on your premises.
Outside of the contents typical of a business like furniture and computers, people in the health and fitness industry make significant investments in cutting edge exercise equipment and diagnostic tools. These tools are used to help you better serve your clients and bring new treatments to help them achieve their goals.
People love APOLLO
We're easy to love.
Steven M, Google Review
Our small business needed commercial liability insurance and I have spent a few weeks on the phone talking to brokers and waiting days for responses, but today we tried APOLLO and in the same day we had a policy with more coverage than we were looking for at a much better rate than I was expecting.
Alice L, Google Review
I was shopping around for Tenant insurance. I came across APOLLO Insurance and I am so glad I signed up with them. I have never experienced such an easy process signing up with insurance before.
Joan C, Google Review
APOLLO is so simple to sign up with online as compared to going in to an insurance brokers office. Policies are comprehensive and very well priced. I had questions and got my answers within minutes through their chat window and at one point I still didn't understand something and a representative actually called me and we were able to clarify within minutes. I highly recommend APOLLO!!