Business Insurance Halifax

Protect your venture in Halifax with APOLLO’s Small Business Insurance

Restaurants with patios overlooking the Bedford Basin near downtown Halifax, Nova Scotia at sunset

We’re Revolutionizing Small Business Insurance in Halifax

APOLLO is making insurance effortless for small businesses in Halifax. As Canada’s leading online insurance provider, we deliver a people-first buying experience through time-saving technology and a deep understanding of the communities we serve.

APOLLO is Canada’s only place to buy insurance fully online, 24/7.

It takes only a few minutes to process and get your proof of insurance.

Payments are easy, monthly, and manageable.

Industry-Specific Insurance for All Types of Businesses in Halifax

Construction worker holding building drawings on site

Builder’s Risk

For protection working on private or commercial property.

Personal Trainer working out by doing lunges with a client

Personal Trainers

Covers you while you coach.

Woman working at her computer


To protect you while you balance your business.

Yoga instructor

Yoga Instructors

For flexible coverage as you teach.


To protect your practice as you build it.

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Beauty Services

Takes care of your business as you take care of clients.

A Glance at Small Business in Halifax

Whether you’ve just started a business or you’ve been running your company for years, being an entrepreneur is hard. But finding the right small business liability insurance in Ontario doesn’t have to be.

Halifax, Nova Scotia is the vibrant, prosperous capital of the East Coast. Companies large and small see Halifax as a connected, innovative, and affordable city for themselves and their employees.
Halifax has prime office space in a city that is strategically positioned for global markets and has a growing, talented workforce.
Businesses come to Halifax for a combination of talent, location, and cost, all together in one place.


Halifax boasts seven universities and colleges that attract young people from around the globe, providing a steady stream of skilled and educated graduates who go on to support numerous knowledge-based industries. In fact, 70% of the city’s workforce has a post-secondary degree or certificate. Those are among the highest rates of post-secondary attainment in Canada.


Halifax is on North America’s east coast, putting it in a strategic location for moving goods in and out of North America, traveling to and from international destinations, or delivering services across European, North American, and Caribbean time zones. Halifax is closer to New York and Boston than it is to any other major Canadian city.
It’s location also makes it a great place to live, work, and play. There are not many places you can get from the boardroom to the beach in less than 30 minutes — Halifax is one of them.


Class A office spaces goes for less than $20 CAD per square foot in new build commercial space throughout the urban core, and only gets cheaper from there. Home prices are also affordable. The average home price is $292,217 — far below the national average of $513,400.
Whether your Halifax business is small or large, or if you’re looking for personal or event insurance, Apollo Insurance Solutions has you covered. We will get you the best insurance quote as quickly as possible, so you can get back to your work and your life in Halifax.

Small Business Basics

Interpreting insurance

From FAQs to COIs, we have the answers to help keep it clear.

Insurance is a critical component to the survival and success of your business. No matter your industry or size, business insurance provides financial coverage for the costs that surface with unforeseen events—anything from defective products to third-party damage. It can get complicated, so we help you simplify it with simple policy procedures and easy-to-get quotes.

Business insurance protects business owners from losses due to unforeseen events during day-to-day operations. While there are many types of insurance products available for business owners, the coverage you need is determined by many factors: industry, revenue, size, etc. That’s why we customize our coverage to meet your unique needs.

A COI is a statement of coverage that we provide to you. It’s a summary that verifies that your business is, in fact, insured.
You may receive a request from a potential client for a COI as a condition of doing business with you. It’s simply proof that your business can cover the cost of a liability claim.

A Business Owner’s Policy is a great option for small business owners, since it combines the multiple coverages needed to protect against all major risks at an affordable package. This helps mitigate small business insurance costs by bundling multiple types of insurance together and selling them at a cheaper premium.
While there are multiple different factors involved, BOPs are typically only available to small to mid range businesses with less than 100 employees making less than a certain amount of revenue.

A BOP typically protects small businesses by bundling together four types of general insurance all for one reduced price:

Commercial Property Insurance
While there are multiple different factors involved, BOPs are typically only available to small to mid range businesses with less than 100 employees making less than a certain amount of revenue.
Business Interruption Insurance
Protects you and your employees against potential lost wages in the case of a disaster halting your business.
Crime Insurance
Covers your business in the event of being targeted by theft or any other fraudulent activity.
General Liability Insurance
Mitigates losses in the event of a lawsuit brought against your company due to bodily harm to an employee or a client during the course of business, regardless of whether or not you’re at fault.
While a Business Owner’s Policy is a great option for general coverage of property and casualty insurance for small businesses, it’s important to know that it doesn’t include certain types of insurance, including: commercial auto insurance, workers compensation insurance or professional liability insurance.
Often only needed by larger businesses, professional liability insurance (also known as errors and omissions) protects against claims of negligence, misrepresentation or imprecise advice.

There’s lots of different factors at play that will affect the cost of your small business insurance, making your quote as unique as your business itself. And while it all depends on what different types of insurance you need, small business owners in Canada can expect to spend about $500 annually on insurance.

Halifax Small Business Insurance with APOLLO

You could pursue anything you want in Halifax. But to be a small business owner or entrepreneur takes courage, dedication, and a lot of hard work. APOLLO is here to help.

There are many different types of business insurance out there. For this reason, it’s important to make sure you have the right liability coverage that works for your company.

APOLLO is Ontario’s leading online insurance provider. We’re making it easier than other companies for you to find the best policy for your business.

We protect ventures, large and small, from financial loss by offering coverage of:

  • Liability claims
  • Privacy and data breaches
  • Errors and omissions
  • Damaged or stolen contents

Through APOLLO’s entirely online application process, you’ll receive your free quote within minutes. After purchase, your policy will be delivered straight to your inbox in real time.

Start your online application now to get comprehensive coverage for your Halifax business today.

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