Tree Removal Insurance

Whether you’re looking to pay for tree removal or you’re a professional arborist, taking down and moving trees can be a dangerous business. But the right insurance coverage can offer you peace of mind that an accident or unexpected event won’t send you into financial ruin.

If you live in a residential area with large trees on your property, you may be concerned about a tree falling down and causing damage to your home. Depending on where the trees are located, you may also be worried about other structures on your property being destroyed, such as your shed or toolhouse. For residents who keep their vehicles in their driveway, rather than an enclosed garage, there is also the concern that a tree may fall on your car.

Of course, you can always consider having your trees trimmed. Taking on the maintenance of cutting back your vegetation may be easier than fully removing a tree. However, don’t forget you will also be left to deal with the debris removal after you’ve cut down the branches. In this case, it may be easier – and safer – to hire a professional to help you trim back your yard or remove the tree entirely.

Before moving forward with any of these options, however, you’ll want to check with your current insurance policies. For example, you can see if your homeowner’s insurance covers tree limb removal or relocating trees from your yard. If not, you’ll want to ensure that you are covered before you take down or cut back your trees in case something goes wrong.

For professional arborists, it is just as important to understand what you are and are not covered for under your insurance policy. Having comprehensive coverage that is right for you and your business can make all the difference in the event of an accident, claims of negligence, or stolen equipment. You want to have confidence that your insurer will pay to cover damages.

No matter the size of a tree, removing this type of vegetation requires you to work with dangerous machinery, sharp tools, and falling branches, which all comes with inherent risk. Even if you are incredibly careful, accidents do happen, which can result in claims of libel or slander, or legal fees if you’re sued for allegations of negligence – even if you’re not at fault.

Tree removal insurance provides coverage that other policies may not offer. This makes it crucial that you cover yourself from the unexpected with insurance that can protect your home, business, or finances.