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Protect yourself with restoration insurance that meets the needs of your contracting business
Even with years of experience, most professionals in the construction industry understand that there are inherent risks on any job site. This remains true whether you’re involved in project management, constructing new builds, home renovations, or restoration services.
Restoration coverage is a kind of commercial insurance. It’s designed to help keep your businesses covered in the event of an accident, theft, or lawsuit.
This type of business insurance for restoration services can also lower your risk as a contracting professional. It offers coverage related to:
- Bodily injury of a client or employee
- Physical damage of a property
- Theft of tools and equipment
- Professional liability
Insurance for restoration also goes by a few other names, including trades and contractors insurance. For example, APOLLO offers our Trades and Contractors Insurance, a package policy designed for a wide variety of skilled professionals.
Commonly Asked Questions
What you need to know about Restoration Services
Restoration and remediation refers to the repairing of an item, structure, or environment back to its original condition. And although they are similar, they are not quite the same.
Restoration is usually associated with fixing something that has either been destroyed, damaged, or worn down over time. Picture restoring a historical building after a fire has damaged the exterior.
Remediation, on the other hand, has more to do with correcting an error or stopping something bad from taking place. This term is often used when discussing the remediation of pollution or environmental hazards. Think oil spills in large bodies of water.
In the context of the trades industry, restoration and remediation are often used together.
Contractors may use these terms to describe the professional services they provide to restore or remediate a property. This may include fixing up a home or commercial property after it has experienced destruction of some kind.
Common examples that would require damage restoration or remediation include:
- Water damage
- Fire damage
- Mold remediation
- Asbestos abatement
- Disaster restoration
APOLLO’s Trades and Contractors Insurance
Providing restoration services comes with many risks. What if you make a mistake? What if your client sues your business because of that mistake? Insurance covers your business in case of a lawsuit.
APOLLO is a leading digital insurance company, offering comprehensive coverage for a wide variety of skilled trades professionals. Our Trades and Contractors Insurance helps Canadian trades and contractors protect their businesses.
This package policy can be tailored for professionals who provide services like:
- Tree Maintenance
- Small Engine Repair
- Solar Panel Installations
- Locksmith Services
- Excavation Services