Plumbing installations and maintenance have many risks. What if you make a mistake? What if your client sues your business because of that mistake? Plumbing insurance covers your business in case of lawsuits. Get a free quote for plumber’s insurance with APOLLO and buy online in under five minutes.
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Proper plumbing is key to a healthy and livable home. Retail stores, restaurants, and other businesses need good plumbing for daily operations. Your work is pretty essential. However, minor mishaps with installations or repairs could land you in serious legal trouble. The right business insurance plan protects plumbers and provides peace of mind against the worst-case scenarios.
Whether you were actually negligent or your client just perceived you were negligent, the potential of legal claims against your business strikes fear. It’s an expensive and stressful process that could put your company in financial jeopardy. APOLLO Insurance provides custom business insurance plans for plumbing contractors. Our online portal connects you with Canada’s leading insurers to make plumber’s insurance costs affordable.
No matter how much attention you pay to your tasks, the simplest mistakes lead to significant problems. You might not always catch that you didn’t tighten a bolt enough when installing a sink or that you used the wrong supplies when fixing a property’s drainage. These issues ultimately lead to lawsuits that could hurt your business’ financial standing.
Being a plumber isn’t only about showers, drains, and garburators. It’s also about bookkeeping, marketing, and business operations. Part of this means figuring out and mitigating your company’s risks.
Otherwise, you could face preventable circumstances that hurt your business. Insurance is one of many tools that help you prevent unfortunate situations, like the financial consequence of a lawsuit. As a result, your business can continue to operate at its peak.
If your company manages plumbing for commercial properties or aspires to, it needs the right insurance. Corporate clients mandate insurance because it decreases their risks. Preparing the proper business insurance plan as a plumbing business shows professionalism and that you’re ready to take on institutional clients with commercial properties and large plumbing systems.
The right insurance plan further provides peace of mind — a vital asset as a business owner. The last thing you want to worry about is the worst-case scenario of a lawsuit or lost equipment when you have bills, clients, and a million other things on your mind. Purchase the right insurance and let us do some of the worrying for you.
Plumbing is a reliable profession. Everyone needs someone to help with pipes, drains, and the other systems you work with. But people commonly forget the risks that come with running a plumbing company.
Suppose you install all the staples of a washroom at a client’s residential home. The following week, your client calls and says that there’s a leak and their basement faced severe water damage as a result. This might leave you liable for repair costs and more. Even if it wasn’t your fault, your client may sue your business and require you to lawyer up.
Another risk relates to property damage. Suppose you bring your tools into a client’s home. On the way in, you scratch their expensive car. The client’s going to expect you to pay repair costs. As a result, you suddenly face thousands of dollars in compensation fees due to a minor mistake.
Your client might also trip on the equipment left lying around your workspace. In this scenario, you could be liable for medical expenses and other fees for their bodily injuries.
Professional and general liability insurance can provide compensation up to their respective policy limits in both cases. These policies mitigate the risks of unexpected damage costs or legal fees hitting your business.
Besides legal issues, you might also face unexpected costs due to lost, stolen, damaged, or destroyed business equipment. Such an incident might mean thousands in repair or replacement costs. Luckily, contents insurance is here to help with such perils.