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A handyman keeps a home safe, and insurance keeps a handyman safe
You’re responsible for a whole host of repairs and maintenance around your clients’ homes. It’s part of keeping their property functional and safe. Whether you’re installing bathroom grab bars for an elderly couple or repairing the drywall of a new parent’s home, you should be aware of the risks you face.
For example, if you fail to install a grab bar properly and your client slips during a shower, you might be legally and financially liable for their injuries. Such an accident doesn’t even have to be your fault. The grab bar might have had a defect. But your client only needs to perceive their injury as your fault to sue your business.
APOLLO Insurance protects your handyman business with bespoke insurance plans that cover your company from client and third-party lawsuits. Our network of top Canadian insurers provides affordable plans. Get a free quote and purchase from any device — 24 hours a day, 7 days a week.
Regardless of whether you have two years of experience or twenty, the risk remains that you may make a mistake on the job.
Everyone's susceptible to errors or omissions. What's important is how you handle your mistakes.
The proper liability insurance for handymen prepares you for your less-than-perfect days. You understand if something goes wrong, your business won’t be financially liable to legal claims and more. Your insurer ultimately pays legal fees, damage awards, and settlement costs on your behalf.
As a result, you can take ownership of errors since it won’t mean a significant financial consequence for your business. It’s in your insurance coverage’s hands now.
Because you can afford to admit and remedy your mistakes quickly, people feel confident working with you. If you otherwise tried to avoid it, upset clients might give you a poor review and damage your company’s reputation.