Get Insurance in Three Easy Steps
Get a quote and select the coverage you need in less than 5 minutes.
Pay directly with you credit or debit card on a monthly or annual basis.
Get your insurance certificate emailed to you instantly — any time day or night.
Why Health and Fitness Professionals Need Insurance
The Three Kinds of Insurance Every Health & Fitness Professional Needs
Professional Liability Insurance
Professional liability insurance will pay for any damages the court awards to the plaintiff but also many costs associated with your defence (lost wages, legal fees, expert testimony, etc.). These extra costs are paid for on top of your limit of insurance. Many clubs or studios won’t even let you see clients in their facilities without proof of professional liability insurance in place.
General Liability Insurance
Clients come in and out of your gym or fitness facility on a regular basis. There might be water on the floor or dangerous weights and other equipment lying around. There’s no shortage of things that have the potential to cause injury or property damage to visitors. Make sure you have a Commercial General Liability policy in place to protect yourself against lawsuits from visitors who are injured on your premises.
Contents Insurance
Outside of the contents typical of a business like furniture and computers, people in the health and fitness industry make significant investments in cutting edge exercise equipment and diagnostic tools. These tools are used to help you better serve your clients and bring new treatments to help them achieve their goals.