Why do mobile pet groomers need insurance?
Today, the services mobile pet groomers provide have become a necessity for pet owners. Given this, their clients have great expectations, as they require their companion to be well cared for. Unfortunately, although it’s the business’ job to assist animals, that doesn’t guarantee they’ll always be successful. That’s why regardless of skill, there will always be risk associated with this line of work, meaning there will always be a possibility of being held financially liable if an accident were to occur.
Since a mobile pet groomer must own or rent a portable space, then legally, they would be required to possess both professional liability insurance and general liability insurance. Though this obligation depends on one’s residence, it is typically needed almost everywhere to be permitted to operate a mobile business legally. Additionally, the owner may also purchase these forms of insurance to ensure they will not be financially liable if a mistake or accident were to occur.
As a mobile pet grooming business, it may be part of their service to provide their clients with professional advice regarding various cleaning products, techniques, or treatments that they can use. However, if a client felt their recommendations were inaccurate, harmful, or costly to them or their pet in any way, then the business owner may be vulnerable to a lawsuit. In this case, possessing a form of professional liability insurance would protect them from the legal fees needed to defend themselves against these claims, regardless of their accuracy.